United Bank of India Home Loan EMI Calculator

₹ 50k ₹ 5Cr
6.0% 30.0%
1 years 30 years
Principal Amount
Interest Amount

Monthly EMI

28,950.65

Principal Amount

30,00,000

Interest Amount

39,48,155.84

Tenure (Years)

20 Years

Total Amount

69,48,155.84

Your Amortization Details (Yearly/Monthly)

2024

2025

2026

2027

2028

2029

2030

2031

2032

2033

2034

2035

2036

2037

2038

2039

2040

2041

2042

2043

2044

Highlights

  • Know your home loan EMIs with loan EMI calculator.
  • Choose a perfect tenure for smoother home loan repayment.

A loan calculator is the perfect guide to a smoother loan journey. At United Bank of India, the maximum tenure for home loans is 30 years and when you know your EMIs in advance , it will help you repay the loan without compromising on your other expenses. Below is an example shown in the graphical form where you can see how the calculator works. You can change the details in the form and check the EMIs as per your requirement.

United Bank of India Home Loan EMI Calculator

You can use this calculator as many times as you want till the time you are satisfied with the deal and the dealer. The tool not only shows the monthly installment, it also provides the information of the total interest you are liable to pay to United Bank of India. Also, you can find the total repayment amount which finally helps in comparing the deals.

How can you calculate your home loan EMI?

Below is an example showing the payments you are going to make to the bank if you take the loan as per the details mentioned in the table. Later in this article you will find an amortization schedule as well which is the balance amount at the end of each year for the whole tenure.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount
₹ 30,00,000 8.75% 1 ₹ 2,62,007 ₹ 1,44,081 ₹ 31,44,081
₹ 30,00,000 8.75% 2 ₹ 1,36,710 ₹ 2,81,049 ₹ 32,81,049
₹ 30,00,000 8.75% 3 ₹ 95,051 ₹ 4,21,819 ₹ 34,21,819
₹ 30,00,000 8.75% 4 ₹ 74,300 ₹ 5,66,376 ₹ 35,66,376
₹ 30,00,000 8.75% 5 ₹ 61,912 ₹ 7,14,702 ₹ 37,14,702
₹ 30,00,000 8.75% 6 ₹ 53,705 ₹ 8,66,769 ₹ 38,66,769
₹ 30,00,000 8.75% 7 ₹ 47,887 ₹ 10,22,548 ₹ 40,22,548
₹ 30,00,000 8.75% 8 ₹ 43,563 ₹ 11,82,002 ₹ 41,82,002
₹ 30,00,000 8.75% 9 ₹ 40,232 ₹ 13,45,089 ₹ 43,45,089
₹ 30,00,000 8.75% 10 ₹ 37,598 ₹ 15,11,763 ₹ 45,11,763

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount
1 ₹ 1,96,429 ₹ 2,54,746 ₹ 28,03,570
2 ₹ 2,14,323 ₹ 2,36,852 ₹ 25,89,246
3 ₹ 2,33,847 ₹ 2,17,328 ₹ 23,55,398
4 ₹ 2,55,150 ₹ 1,96,026 ₹ 21,00,247
5 ₹ 2,78,393 ₹ 1,72,783 ₹ 18,21,854
6 ₹ 3,03,754 ₹ 1,47,422 ₹ 15,18,099
7 ₹ 3,31,424 ₹ 1,19,751 ₹ 11,86,674
8 ₹ 3,61,616 ₹ 89,560 ₹ 8,25,058
9 ₹ 3,94,558 ₹ 56,618 ₹ 4,30,500
10 ₹ 4,30,772 ₹ 20,676 ₹ 0