HSBC Bank Personal Loan in Chennai

Last Updated : Aug. 30, 2018, 3:30 p.m.

About HSBC Bank Personal Loan in Chennai

HSBC bank offers the customers in Chennai a personal loan product through which they can fulfill their personal wishes. Whether it is a trip to Hawai or medical treatment of a famil member or renovation of the home, the product has the potential to meet any kind of need. The bank provides the product to both salaried employees amd self-employed people in Chennai. It has set up two branches in the capital of Tamil nadu.

HSBC Bank Personal Loan Chennai at a glance

The important details of the product offered by HSBC bank in the city of Chennai have been given below.

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for HSBC Bank Personal Loan Chennai

Any applicant will have to first check if he/she meets the eligibility criteria set by HSBC bank or not. If the applicant is able to fulfill the norms of eligibility, then he/she can think of availing the product from the bank.

• HSBC Customers in the cities of Mumbai, Pune, Chennai, New Delhi, Kochi, Kolkata, Hyderabad, Bangalore, Jaipur, Ahmedabad, and Chandigarh are eligible to apply for a personal loan
• The applicant should be an existing HSBC bank customer if he/she wishes to apply for a loan
• The applicant should be at least 21 years old when the loan is applied
• The maximum age at the time of maturity of loan for salaried employees and self-employed individuals should be 58 and 65 years respectively
• The applicant is supposed to earn a handsome annual income because it acts a guarantee that he/she will be able to repay the amount successfully. The minimum annual income for a Corporate Employee Programme should be ₹ 4 Lakhs and above. In case of others, the annual income should be ₹ 5 Lakhs and above

Documents required for HSBC Bank Personal Loan Chennai

The applicant is required to submit some documents to the bank to successfully avail a personal loan. The list of important documents for both salaried customers and self-employed customers have been given below. Have a look at them.

For Salaried customers

• Completely filled loan application form
• Photographs of passport size
• Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
• Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
• Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
• Proof of Income: Latest salary slips of three months which shows statutory deductions, Form 16 and bank statements of the last three months

For Self-employed customers

• Completely filled loan application form
• Photographs of passport size
• Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
• Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
• Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
• Proof of Income- Income Tax returns of the previous two financial years, bank statements of the previous six months and an Audited Balance Sheet and Profit & Loss account

For more details please have a look at Personal Loan Chennai

Address of HSBC bank branch in Chennai

The address of HSBC bank branches in the city has been given below along with its IFSC & MICR codes and contact details.