HSBC Bank Personal Loan in Pune

About HSBC Bank Personal Loan in Pune

Human beings have so many wishes and they crave for those wishes to be fulfilled. There is a bank in India which has taken the task of supporting such wishes. People in Pune can take a personal loan from HSBC bank at an affordable rate of interest. The bank has opened two branches in the city of Pune to take proper care of the needs of the people here. So now you can plan a trip to Hawai or Singapore because HSBC bank personal loan Pune is there to provide you full support.

HSBC Bank Personal Loan Pune at a glance

The important details of the product offered by HSBC bank in the city of Pune have been given below.

ParticularDetails
Interest rate10.99% - 17.50%
Loan amount₹ 15 Lakhs
Selected customers can apply for a maximum of ₹ 30 Lakhs
TenureUp to five years
Processing fee2.5% of the sanctioned loan amount
Pre-payment chargeUp to 4% of the outstanding amount

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Eligibility criteria for HSBC Bank Personal Loan Pune

Any applicant will have to first check if he/she meets the eligibility criteria set by HSBC bank or not. If the applicant is able to fulfill the norms of eligibility, then he/she can think of availing the product from the bank.

  • HSBC Customers in the cities of Mumbai, Pune, Chennai, New Delhi, Kochi, Kolkata, Hyderabad, Bangalore, Jaipur, Ahmedabad, and Chandigarh are eligible to apply for a personal loan
  • The applicant should be an existing HSBC bank customer if he/she wishes to apply for a loan
  • The applicant should be at least 21 years old when the loan is applied
  • The maximum age at the time of maturity of loan for salaried employees and self-employed individuals should be 58 and 65 years respectively
  • The applicant is supposed to earn a handsome annual income because it acts a guarantee that he/she will be able to repay the amount successfully. The minimum annual income for a Corporate Employee Programme should be ₹ 4 Lakhs and above. In case of others, the annual income should be ₹ 5 Lakhs and above

Documents required for HSBC Bank Personal Loan Pune

The applicant is required to submit some documents to the bank to successfully avail a personal loan. The list of important documents for both salaried customers and self-employed customers have been given below. Have a look at them.

For Salaried customers

  • Completely filled loan application form
  • Photographs of passport size
  • Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
  • Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
  • Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
  • Proof of Income: Latest salary slips of three months which shows statutory deductions, Form 16 and bank statements of the last three months

For Self-employed customers

  • Completely filled loan application form
  • Photographs of passport size
  • Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
  • Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
  • Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
  • Proof of Income- Income Tax returns of the previous two financial years, bank statements of the previous six months and an Audited Balance Sheet and Profit & Loss account

Please refer to Personal Loan Pune for additional details.

Address of HSBC bank branch in Pune

The address of HSBC bank branches in the city has been given below along with its IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
PuneAmar Avinash Corporate City, Sector No. 11, Bund Garden Road, Pune 411011 MaharashtraHSBC04110024110390029822220065
Bhandarkar RoadPradeep Chambers, Bhandarkar Road, Shivaji Nagar, Pune - 411004 Maharashtra HSBC04110034110390039960611228

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