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IDBI Bank Home Loan in Ahmedabad

IDBI Bank Home Loan in Ahmedabad

Last Updated : May 5, 2017, 11:57 a.m.

About IDBI Bank Home Loan in Ahmedabad

Are you willing to get in your own house and require a home loan? If yes, try IDBI Bank home loan. The bank offers loan at the reasonable rate of interest for the amount up to ₹10 Crores. It lends money for the longest tenure of 30 years. Before taking any decision, read more about it. The relevant details about the loan product are mentioned below.

IDBI Bank Home Loan in Ahmedabad at a Glance

Interest Rate 8.80% - 12.25%
Loan amount₹ 5 lakhs to ₹ 10 Crores
TenureSalaried - 30 years
Self Employed Professional/ Non-Professionals - 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.

(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.

(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
  • Last 6 months bank statement
  • Last 3 months salary slips
  • Processing fee cheque
  • Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
  • Proof of business existence and Business Profile (for Self-Employed Non-Professionals)

To know more, refer Home Loan Ahmedabad

Address of IDBI Bank Branches in Ahmedabad

The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in Ahmedabad is mentioned in the table below:

Branch Name AddressIFSC Code MICR Contact Details
C G RoadIDBI Complex, Lal Bunglow, Off C.g. Road,IBKL0000009380259002079-6431902/6431909
Bod?kov23 - 25, Rudra Square, Nr Judges Bunglow, Bodakdev, AhmedabadIBKL0000067380259003079-26873002/3/4
GhatlodiaYash Kunj Society Aishwarya Complex , Prabhat Chowk , GhatlodiaIBKL0000082380259004079-27430337 / 344
MemnagarKrishna Avenue , Subhash Circle MemnagarIBKL0000085NON-MICR079-7499466
Ahmedabad - Main BranchIDBI House, Dnyaneshwar Paduka Chowk F.c. Road, Shivaji NagarIBKL000013038025900625660065
JNP Satellite9 - 11, Satya Complex, 132 Ft. Ring Road, Opp. Ioc Petrol Pump, Nr. Shivranjani Cross Roads, Satellite, Ahmedabad - 380015IBKL0000179380259007079-26753001/02/03
Gandhi NagarSuper Mall - Infocity, Near GH 0 Circle, Gandhinagar, Ahmedabad Pin : 382009, GujaratIBKL0000260380259009079 - 2321 3451 / 2 / 3
ManinagarTulsi Complex, Pushpakunj Circle Kankaria, Maninagar , Gujarat, 380008IBKL000028638025901099989 44923
Ahmedabad (Corporate Banking Branch)Off C. G. Road , I D B I Complex, Lal Bunglow, Ahmedabad - 380006IBKL00003753802590117926402475
AhmedabadHitek Building, , Opp. Museum Paldi, , Ahmedabad, Pin code - 380007IBKL0000549380259008079-26588074
Sabarmati, AhmedabadIDBI Bank Ltd., Shukan Mall, Shop No. 125 & 39 To 43, Nr. Visat Petrol Pump, Sabarmati, Gandhinagar Highway, Ahmedabad - 380019IBKL00004083802590129879010224
CCU AhmedabadCentral Clearing Unit, 3rd Floor, Idbi Complex, Near Lal Bunglow, Off C G Road, Ahmedabad 380 006IBKL0000982400259083079 66072848
Prahalad NagarShop No - 2 Campus Corner - 2, 100 Ft Road, Near Auda Garden, Prahalad nagar AhmedabadIBKL000102438025901398795 088885
Retail Asset AhmedabadIDBI Bank Ltd.retail Assets Centre, 101, 1st Floor, Sigma Icon - 1, Opp. Medilink Hospital, Nr. Shyamal Cross Road, 132 Ft Ring Road, Satellite - Ahmedabad - 380015IBKL0000810NON-MICR079-61905639
BopalGr. Flr. Shop No. 8 To 12, New York Arcade, Opp. Inductotherm, Main Road Bopal, Ahmedabad-380058IBKL0001180380259014079-233801
Nava VadajG-1, Shakti Heights, Aniruddha Co-op Housing Society, Opp. Kiran Park, B/h Bhimjipura, Nava Vadaj, Ahmedabad- 380 013IBKL0001279380259015079-267552280-81-82
BapunagarShop No: 53, 54, 55, 56- Ground Floor, Sardar Patel Mall-a, Nikol Road, Bapunagar, Ahmedabad- 382350IBKL0001280380259016079-22703344-45 9998944925
OdhavShop No. 13, 14, 15 & 16, Ground Floor, Mangalam Arcade, Old Mangalam Theatre, Soni Ni Chali, Odhav, Brts, AhmedabadIBKL00013423802590189898985941
Isanpur Ghodasar RoadShop No 8, 9, 10, Ground Floor, Kansas, Isanpur Ghodasar Cross Road, Ahmedabad 380050IBKL000160338025901925891603
Vastrapur Lake RoadShop No 11 And 12 Chinmay Crystal Ambardhara Co Op Hsg Society Ltd Vibhag 2, Ahmedabad GujaratIBKL00016433802590209537040240
PrantijUmiya Complex, Survey No.16/3 Paiki, Plot No.4& 5, Opp.essar Petrol Pump, At& Tal Prantij - PIN 383205IBKL00019883832591319879297771
Currency Chest, AhmedabadIDBI Bank Ltd, CG Road, Ahmedabad, IDBI Complex, Lal Bunglow, Off CG Road, Ahmedabad-380006IBKL0000974NON-MICR079-66072635

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