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IDBI Bank Home Loan in Indore

IDBI Bank Home Loan in Indore

Last Updated : May 5, 2018, 2:13 p.m.

About IDBI Bank Home Loan in Indore

For all those who have been postponing their plan of buying the house because of lack of funds, IDBI Bank has proposed the home loan. It grants loan at the moderate rates. The loan amount is decided as per the requirement and repayment capacity of the applicant. Check the eligibility criteria now and apply to arrange funds for your dream home.

IDBI Bank Home Loan in Indore at a Glance

ParticularsDetails
Interest Rate8.80% - 12.25%
Loan amount₹ 5 lakhs to ₹ 10 Crores
TenureSalaried - 30 years
Self Employed Professional/ Non-Professionals - 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.

(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.

(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
  • Last 6 months bank statement
  • Last 3 months salary slips
  • Processing fee cheque
  • Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
  • Proof of business existence and Business Profile (for Self-Employed Non-Professionals)

To know more, refer Home Loan Indore

Address of IDBI Bank Branches in Indore

The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in Indore is mentioned in the table below:

Branch NameAddressIFSC CodeMICRContact Details
IndoreAlankar Chambers, Ratlam Kothi , A.B.RoadIBKL00000014522590020731-510602-06
Jawahar MargPitru Chhaya, Plot No 111, Jawahar Marg, IndoreIBKL00000644522590050731-2342651 / 50
Indore - Main BranchEDC House, 6th Floor, Dr.atmaram Borkar RoadIBKL0000155452259006(0731)2575902, 2575911, 4066762
Sapna SangeetaPlot No.920, Sapana Sangeeta, Main Road, Khatiwala Tank, Tower Square Indore 452001IBKL0000245452259008022-66908411
Indore (Corporate Banking Branch)Alankar Chambers, Ratlam Kothi, Indore (M.P.), Indore - 452001IBKL0000382452259009098261 95570
Indore9, Pipli Bazar, P B No.2, , Mahavir Marg, , Indore, Pincode - 452004IBKL00005294522590070731-2543524
Indore Samyak ParkThe United Western Bank Ltd., Nehru Park Indore Branch, , Ug 7 - 8, Indraprastha Tower, 6, M.g.road, Indore, Pin code - 452003IBKL00006644522590080731-2434272
CCU, Indore2ND Floor, Alankar Chambers, Ratlam Kothi, A B Road, Indore - 452001IBKL00009834522590007314069029
Sudama Nagar475 Sudama Nagar , Near Sethi GateIBKL0001040IBKL00010409826048538
Retail Asset IndoreRetail Asset Centre , I Floor Alankar Chambers , Ratlam Kothi, Geeta Bhavan Square , Ab Road, Indore , MP 452001IBKL0000808NON-MICR9752027143
Goyal Nagar , IndorePlot No 465 , Goyal Nagar , Near Shakuntala Hospital , Ring Road Service Lane , Indore , M.P.-452012IBKL0001321452259011
Sanwer BranchJo Oopp Khelwi HmshlIBKL0001857452259501220158
Nagrik Sahakari Bank Ltd13, Netaji Subhash Marg, Indore-452007IBKL0001NSB4522830002531594
Airport Road11, Vyanktesh Nagar, Airport Road, Indore, M P 452002IBKL00020414522590129752750766
Shramik Nagrik Sahakari Bank Ltd.123 Devi Ahilya Marg Shram Shivir Indore M.P Pin Code 452003IBKL0001SNS4525560002534604

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