IDBI Bank Home Loan in Mumbai
Last Updated : May 5, 2018, 2:15 p.m.
About IDBI Bank Home Loan in Mumbai
Make home loan journey sweet and memorable by availing the loan at decent rates by IDBI Bank. The bank provides the loan for the purchase, construction and renovation of the house. It approves the loan application after evaluation of the profile and documents. Refer the eligibility and documentation required sections to know more.
IDBI Bank Home Loan in Mumbai at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.80% - 12.25% |
Loan amount | ₹ 5 lakhs to ₹ 10 Crores |
Tenure | Salaried - 30 years Self Employed Professional/ Non-Professionals - 20 years |
Processing fee | As per bank's norm |
Pre- payment charges | As per bank's norm |
Eligibility Criteria
The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.
(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.
(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.
Documents Required
In order to avail the benefit of home loan, the individual needs to submit the following documents:
- Signed application form with photograph
- ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
- Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
- Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
- Last 6 months bank statement
- Last 3 months salary slips
- Processing fee cheque
- Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
- Proof of business existence and Business Profile (for Self-Employed Non-Professionals)
To know more, refer Home Loan Mumbai
Address of IDBI Bank Branches in Mumbai
The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in Mumbai is mentioned in the table below:
Branch Name | Address | IFSC Code | MICR | Contact Details |
---|---|---|---|---|
Nariman Point | Mittal Tower, C Wing, Gr.floor, Nariman Point, | IBKL0000004 | 400259002 | 022-2824057, 65 |
Khar | Dharmi Niwas , Plot N0.77 R.K.Mission Marg , Khar | IBKL0000014 | 400259003 | 022-6001327-29 |
Chembur | Shop 12 - 16, Sunny Estate Ii, Sion Trombay Road, Chembur, | IBKL0000018 | 400259005 | 022-2529 1112/1086 |
Warden Road | Tirupati Apartments Bhulabhai Desai Road | IBKL0000019 | 400259004 | 022-56578354-55 |
Prabhadevi | Kohinoor Bldg , Veer Savarkar Marg , Prabhadevi | IBKL0000026 | 400259007 | 022-4222863/3093 |
Ghatkopar | Shop No.2 , Gr. Floor , Vallabh Vihar Mg.road , Ghatkopar East | IBKL0000033 | 400259008 | 022-5023801/02 |
Andheri | Marigold House, Plot No.a - 34, Cross Road No.2, Marol, Midc, Andheri(E) | IBKL0000039 | 400259009 | 022-8368218/8239 |
Taloja | Indal Compound Plot No 2 , Midc, Taloja | IBKL0000047 | 400259010 | 022-7401582/83 |
Borivali | Kaustubh Park, Next To Bhagwati Hospital, Mandapeshwar Road, Borivali (W) | IBKL0000059 | 400259011 | 8946653/85 |
Retail Assets | Tribhuvan Building, Vijay Vallabh Chowk Pydhonie, 1/3, Kalbadevi Road | IBKL0000096 | 400259018 | 66977800 |
Kalbadevi | Pai Restaurant, Corner Of College Rd & Samadevi Rd | IBKL0000100 | 400259012 | 022-23451358 / 23472969 / 32511711 |
Vashi | Haldia Dock Complex Chiranjibpur | IBKL0000123 | 400259015 | 022-27800254/ 55/ 56. |
Malad | IDBI Towers, Ground Floor, WTC Complex , Cuffe Parade | IBKL0000125 | 400259016 | 56552469/22163252 |
Main Branch - Mumbai | Indian Red Cross Society Building 1, Red Cross Road, Post Box No.231 | IBKL0000126 | 400259017 | 022-56553355 |
Versova | New Cosmos Chs, Main Sai Rd Juhu Versova | IBKL0000162 | 400259019 | 022-26256741/42/43. |
Nana Chowk | Ground Floor, Kailash Darshan Building, Shankar Sheth Road, Kennedy Bridge, Nana Chowk, Mumbai | IBKL0000166 | 400259069 | 022-23816075-76-77 |
Andheri (west) | 1ST Floor, Gopi Chambers, New Link Road, Opposite Citimall, Andheri (west), Mumbai - 400053 . | IBKL0000174 | 400259051 | 022-26731552/53/54/55 |
Vile Parle (W) | 185, A, Bhavana Apts, S.V. Road, Opp GTC Factory, Vile Parle ( West ) Mumbai - 400056 | IBKL0000181 | 400259028 | 022-26701320/21/22 |
Belapur | IDBI Building, Plot No 39/40/41, Sector 11, Cbd - Belapur, Navi - Mumbai - 400614 , Maharashtra | IBKL0000183 | 400259023 | 022-56119631 / 27576763 |
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