IDBI Bank Personal Loan in Ahmedabad
Last Updated : April 28, 2017, 3:55 p.m.
About IDBI Bank Personal Loan Ahmedabad
IDBI Bank offers a personal loan to eligible salaried individuals and self-employed businessmen and professionals based in Ahmedabad. IDBI Bank has set up more than 15 branches in the city. The personal loan product offered by the bank comes with an attractive rate of interest which is calculated on daily reducing balance. Minimal documentation and quicker service makes the product a hit amongst loan seekers in Ahmedabad.
IDBI Bank Personal Loan Ahmedabad at a glance
The essential details about the product offered by IDBI Bank have been given below.
Particular | Details |
---|---|
Interest Rate | 10.50% - 13.25% |
Amount | Minimum- ₹50,000 Maximum- ₹ 10 lakh |
Tenure | Up to 5 years |
Processing Fees | 2% of the sanctioned loan amount |
Prepayment Fees | No Prepayment fee is charged after completion of six EMIs 2% of the outstanding loan amount is charged before completion of six months |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria for IDBI Bank Personal Loan Ahmedabad
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 22 – 60 years. This means the applicant should be at least 22 years old when the loan is applied. In case of Pensioners and Family Pensioners, the maximum age is 75 years. This means the loan needs to be fully repaid by the age of 75 years.
- Permanent employees of reputed PSUs and Joint Stock Companies, Confirmed Central / State Government officials, Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities are eligible to apply for the product offered by IDBI bank.
- The salary account of the employee should be maintained with the branch.
- The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual.
- For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.
Documents required for IDBI Bank Personal Loan Ahmedabad
The list of important documents required for a personal loan offered by IDBI Bank has been given below.
Salaried employees:
- Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
- Two Photographs of passport size
- Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity bill
- Bank statement of the last three months, where the applicant’s salary is being credited
- Salary slips of the previous three months
Self-employed individuals:
- Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity billAge Proof- Birth certificate/ High school marksheet/ Passport
- Bank statement of the previous six months
- Proof of office address
- Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
- Proof of continuity of the business
- Income tax returns of the last three years
- Proof of ownership of office
- Audited Balance Sheet plus Profit & Loss account
Please refer to Personal Loan Ahmedabad in case you require additional information.
Address of IDBI Bank branches in Ahmedabad
The complete list of IDBI Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
Branch Name | Address | IFSC Code | MICR | Contact Details | |||
---|---|---|---|---|---|---|---|
C G Road | IDBI Complex, Lal Bunglow, Off C.g. Road, | IBKL0000009 | 380259002 | 079-6431902/6431909 | |||
Bod?kov | 23 - 25, Rudra Square, Nr Judges Bunglow, Bodakdev, Ahmedabad | IBKL0000067 | 380259003 | 079-26873002/3/4 | |||
Ghatlodia | Yash Kunj Society Aishwarya Complex , Prabhat Chowk , Ghatlodia | IBKL0000082 | 380259004 | 079-27430337 / 344 | |||
Memnagar | Krishna Avenue , Subhash Circle Memnagar | IBKL0000085 | NON-MICR | 079-7499466 | |||
Ahmedabad - Main Branch | IDBI House, Dnyaneshwar Paduka Chowk F.c. Road, Shivaji Nagar | IBKL0000130 | 380259006 | 25660065 | |||
JNP Satellite | 9 - 11, Satya Complex, 132 Ft. Ring Road, Opp. Ioc Petrol Pump, Nr. Shivranjani Cross Roads, Satellite, Ahmedabad - 380015 | IBKL0000179 | 380259007 | 079-26753001/02/03 | |||
Gandhi Nagar | Super Mall - Infocity, Near GH 0 Circle, Gandhinagar, Ahmedabad Pin : 382009, Gujarat | IBKL0000260 | 380259009 | 079 - 2321 3451 / 2 / 3 | |||
Maninagar | Tulsi Complex, Pushpakunj Circle Kankaria, Maninagar , Gujarat, 380008 | IBKL0000286 | 380259010 | 99989 44923 | |||
Ahmedabad (Corporate Banking Branch) | Off C. G. Road , I D B I Complex, Lal Bunglow, Ahmedabad - 380006 | IBKL0000375 | 380259011 | 7926402475 | |||
Ahmedabad | Hitek Building, , Opp. Museum Paldi, , Ahmedabad, Pin code - 380007 | IBKL0000549 | 380259008 | 079-26588074 | |||
Sabarmati, Ahmedabad | IDBI Bank Ltd., Shukan Mall, Shop No. 125 & 39 To 43, Nr. Visat Petrol Pump, Sabarmati, Gandhinagar Highway, Ahmedabad - 380019 | IBKL0000408 | 380259012 | 9879010224 | |||
CCU Ahmedabad | Central Clearing Unit, 3rd Floor, Idbi Complex, Near Lal Bunglow, Off C G Road, Ahmedabad 380 006 | IBKL0000982 | 400259083 | 079 66072848 | |||
Prahalad Nagar | Shop No - 2 Campus Corner - 2, 100 Ft Road, Near Auda Garden, Prahalad nagar Ahmedabad | IBKL0001024 | 380259013 | 98795 088885 | |||
Retail Asset Ahmedabad | IDBI Bank Ltd.retail Assets Centre, 101, 1st Floor, Sigma Icon - 1, Opp. Medilink Hospital, Nr. Shyamal Cross Road, 132 Ft Ring Road, Satellite - Ahmedabad - 380015 | IBKL0000810 | NON-MICR | 079-61905639 | |||
Bopal | Gr. Flr. Shop No. 8 To 12, New York Arcade, Opp. Inductotherm, Main Road Bopal, Ahmedabad-380058 | IBKL0001180 | 380259014 | 079-233801 | |||
Nava Vadaj | G-1, Shakti Heights, Aniruddha Co-op Housing Society, Opp. Kiran Park, B/h Bhimjipura, Nava Vadaj, Ahmedabad- 380 013 | IBKL0001279 | 380259015 | 079-267552280-81-82 | |||
Bapunagar | Shop No: 53, 54, 55, 56- Ground Floor, Sardar Patel Mall-a, Nikol Road, Bapunagar, Ahmedabad- 382350 | IBKL0001280 | 380259016 | 079-22703344-45 9998944925 | |||
Odhav | Shop No. 13, 14, 15 & 16, Ground Floor, Mangalam Arcade, Old Mangalam Theatre, Soni Ni Chali, Odhav, Brts, Ahmedabad | IBKL0001342 | 380259018 | 9898985941 | |||
Isanpur Ghodasar Road | Shop No 8, 9, 10, Ground Floor, Kansas, Isanpur Ghodasar Cross Road, Ahmedabad 380050 | IBKL0001603 | 380259019 | 25891603 | |||
Vastrapur Lake Road | Shop No 11 And 12 Chinmay Crystal Ambardhara Co Op Hsg Society Ltd Vibhag 2, Ahmedabad Gujarat | IBKL0001643 | 380259020 | 9537040240 | |||
Prantij | Umiya Complex, Survey No.16/3 Paiki, Plot No.4& 5, Opp.essar Petrol Pump, At& Tal Prantij - PIN 383205 | IBKL0001988 | 383259131 | 9879297771 | |||
Currency Chest, Ahmedabad | IDBI Bank Ltd, CG Road, Ahmedabad, IDBI Complex, Lal Bunglow, Off CG Road, Ahmedabad-380006 | IBKL0000974 | NON-MICR | 079-66072635 |
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