IDFC Bank Home Loan in Chennai

Last Updated : May 5, 2018, 2:23 p.m.
About IDFC Bank Home Loan in Chennai
The beautiful city of Chennai is calling all the home loan borrowers by offering this credit facility at lower rates. You can get the same at flexible tenures of upto 30 years along with paying a one-time processing fee. Being a private sector bank, IDFC had always catered the needs of all and ensures that all its customers get the best. In order to know more about IDFC home loan in Chennai, read this page below.
IDFC Bank Home Loan Chennai at a Glance
Particulars | Details |
---|---|
Interest Rate (in p.a.) | 8.85% - 9.25% |
Loan Amount | Up to ₹10 crores or maximum up to 85% of the property value |
Tenure | Up to 30 years |
Processing Fee | As per bank’s norms |
Eligibility Criteria
For Salaried
- Purchasing ready property / balance transfer of running loan on ready or under-construction property
- Indian Resident
- 21 years & above
- Minimum 2 years work experience
Self-employed
- Purchasing ready property / balance transfer of running loan on ready or under-construction property
- Indian Resident
- Minimum age 23 years
- Minimum 3 years work experience
Documentation Needed to Apply
For Salaried:
- Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
- Age Proof
- Last 3 months salary statements
- Last 2 years Income tax returns or Form-16
- Last 6 months Bank Statement
For Self-employed Professionals:
- Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
- Age Proof
- Last 2 years Income tax returns or Form-16
- Last 6 months Bank Statement
For Self-employed Businessmen:
- Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
- Age Proof
- Last 2 years Income tax returns or Form-16
- Last 6 months Bank Statement
Click to Know Home Loan Chennai
Address of IDFC Bank Branches in Chennai
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Nungambakkam Branch | No 105, Tahera Manor, Nungambakkam High Road,Nungambakkam, Chennai -600034, India | IDFB0080102 | 600751002 | NA |
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