IDFC Bank Personal Loan Kolkata - Rates February 2024, Eligibility, EMI, IFSC

IDFC Bank Personal Loan in Kolkata

About IDFC Bank Personal Loan in Kolkata

So, you are planning a Maldivian trip sitting in Behala, a famous place in the city of Kolkata. But the lack of sufficient money is dampening all your hopes. And you are looking for a financial help from friends and relatives to explore Maldives. But to your disappointment, they have also put a break on the hopes by saying ‘No’ to your call. Don’t worry, buddy, avail an attractive personal loan and realize the Maldivian dream. You can approach IDFC Bank for the said purpose. It may be new to the banking space but has been a noted player in the financial market ever since its inception as a non-banking financial company (NBFC) in 1997. Its personal loan can be availed at best interest rates in Kolkata, the capital of West Bengal.

IDFC Bank Personal Loan Kolkata at a Glance

Interest Rate10.50% - 25%
Loan Amount₹50,000-20,00,000
Loan TenureUpto 5 Years
Processing FeeAs Applicable
Prepayment ChargesAs Applicable

Apply Personal Loan @ 10.75%* Rate

IDFC Bank Personal Loan Eligibility Criteria in Kolkata

The bank seeks a regularity in the flow of income before approving a personal loan to the customers applying for the same in Kolkata.

Documents Checklist to Avail IDFC Bank Personal Loan in Kolkata

The bank wants some documents to be submitted by a borrower to access a personal loan in Kolkata. Here’s the list of documents that you can glance at.

  • ID Proof- PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bills, Passport/Aadhaar Card/Voter ID/ Registered Rental Deed
  • Passport Size Photograph
  • Last 2 Months Salary Slip
  • Last 6 Months Bank A/C Statement

Want to gain more information? Visit Personal Loan Kolkata

IDFC Bank Personal Loan Kolkata Branch Details

Branch NameComplete AddressIFSCMICRContact Number
Kolkata64 B, 1st Floor, Ballygunge Circular Road, Kolkata -700019, IndiaIDFB006010170075100266390700

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%