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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Name :____________________________Address : ____________________________Date : ____________________________
Being an Indian group Company with headquarters in Gurugram, Indiabulls with its wide presence in sectors ranging from Real Estate, Infrastructure, Finance and Securities is best known for catering the varied needs of one and all. Talking about Indiabulls personal loan, this credit facility comes handy to meet the multiple needs of the people. It is absolutely easy to avail the personal loan either online from the website or from Dhani (a personal app). Know more about this product below:
Indiabulls Personal Loan Interest Rates
Before going for this credit facility, it is absolutely important for you to know the interest rates. Currently, the lender is offering the loan to the applicants at the lowest interest rates. Know me about the rates in the table below:
Indiabulls Personal Loan Eligibility Criteria
To avail this loan, you need to be aware of the eligibility criteria, mentioned below.
- A person should be an Indian Citizen
- All resident Indians aged 21 years and above
- Both salaried and self-employed applicants can avail the loan
Indiabulls Personal Loan EMI Calculator
With the help of an EMI calculator, you can easily know the exact and accurate calculations of your monthly installments in a hassle-free manner. The device after taking into account-Loan Amount, Tenure and Interest Rate fetches the accurate values for you in just a few seconds.
- Loan Application Form
- 2 Passport size photos
- Salary Slips for last 3 months
- Identity Proof: PAN Card or Driving License or Voter ID Card or Adhaar Card, etc.
- Residence Proof: Driving License/Voter ID Card/Adhaar card, etc.
- Last 3 months Bank Statements
- Audited financials for the last 2 years
Features & Benefits
- Attractive Interest Rates: Indiabulls provides you personal loan at an affordable rate of interest 13.99% Onwards per annum.
- Flexible Repayment Options: You can pay the borrowed loan over a flexible tenure ranging from 3 to 36 month. So, choose the tenure that keeps the EMI affordable while also ensuring the interest payments are not that high.
- Minimal Documentation: Provide your Income, ID and address proof to Indiabulls to the executive so that the documentation process is smooth and successful.
- No security/Collateral: You don’t need to submit collateral or security to Indiabulls to get the loan amount from this private lender. The loan will be sanctioned based on your income, credit score and repayment potential.
- Fastest Approval/Disbursal: The loan gets disbursed to your account within a few minutes from getting the approval.