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Being an Indian group Company with headquarters in Gurugram, Indiabulls with its wide presence in sectors ranging from Real Estate, Infrastructure, Finance and Securities is best known for catering the varied needs of one and all. Talking about Indiabulls personal loan, this credit facility comes handy to meet the multiple needs of the people. It is absolutely easy to avail the personal loan either online from the website or from Dhani (a personal app). Know more about this product below:[no_toc]
Indiabulls Personal Loan Interest Rates
Before going for this credit facility, it is absolutely important for you to know the interest rates. Currently, the lender is offering the loan to the applicants at the lowest interest rates. Know me about the rates in the table below:
|INR 1,000 to INR 15 Lakhs
|3 months to 36 months
|Up to 5% of the loan amount
|5% of the principal outstanding
Indiabulls Personal Loan Eligibility Criteria
To avail this loan, you need to be aware of the eligibility criteria, mentioned below.
- A person should be an Indian Citizen
- All resident Indians aged 21 years and above
- Both salaried and self-employed applicants can avail the loan
Indiabulls Personal Loan EMI Calculator
With the help of an EMI calculator, you can easily know the exact and accurate calculations of your monthly installments in a hassle-free manner. The device after taking into account-Loan Amount, Tenure and Interest Rate fetches the accurate values for you in just a few seconds.
- Loan Application Form
- 2 Passport size photos
- Salary Slips for last 3 months
- Identity Proof: PAN Card or Driving License or Voter ID Card or Adhaar Card, etc.
- Residence Proof: Driving License/Voter ID Card/Adhaar card, etc.
- Last 3 months Bank Statements
- Audited financials for the last 2 years
Features & Benefits
- Attractive Interest Rates: Indiabulls provides you personal loan at an affordable rate of interest 13.99% Onwards per annum.
- Flexible Repayment Options: You can pay the borrowed loan over a flexible tenure ranging from 3 to 36 month. So, choose the tenure that keeps the EMI affordable while also ensuring the interest payments are not that high.
- Minimal Documentation: Provide your Income, ID and address proof to Indiabulls to the executive so that the documentation process is smooth and successful.
- No security/Collateral: You don’t need to submit collateral or security to Indiabulls to get the loan amount from this private lender. The loan will be sanctioned based on your income, credit score and repayment potential.
- Fastest Approval/Disbursal: The loan gets disbursed to your account within a few minutes from getting the approval.