IndusInd Bank Fixed Deposit Calculator

The IndusInd Bank Fixed Deposit (FD) Calculator is a free online tool designed to help you estimate the maturity amount and interest earnings on your fixed deposit investment. By inputting key details such as the deposit amount, tenure, and applicable interest rate, you can instantly determine your potential returns.

Main Features of the IndusInd Bank Fixed Deposit Calculator

• User-Friendly Interface : The calculator offers an intuitive interface, making it easy for users to navigate and input their data effortlessly.
  
• Accurate Calculations : Utilizing advanced algorithms, the calculator provides precise estimations of your potential FD returns, considering variables such as principal amount, tenure, and interest rate.
  
• Customization Options : You can tailor your calculations to suit your needs by adjusting the tenure, interest rates, and compounding frequencies to explore various scenarios.
  
• Instant Results : The calculator delivers immediate results on your screen, eliminating the need for manual computations.
  
• Accessible Anytime, Anywhere : Being an online tool, it is accessible from the comfort of your home, office, or on the go.
  
• Free of Cost : There are no hidden fees or charges associated with using the calculator, making it a valuable resource for all.

How to Use Wishfin IndusInd Bank Fixed Deposit Calculator?

Using the Wishfin IndusInd Bank Fixed Deposit Calculator is a straightforward process that helps you estimate the maturity amount and interest earnings on your fixed deposit. Here's how you can use it:

Steps to Use the Wishfin IndusInd Bank FD Calculator

• Visit the Calculator Page: go to the Wishfin IndusInd Bank FD Calculator.
  

• Enter the investment amount: Specify the amount you want to invest. The calculator typically accepts amounts ranging from ₹500 to ₹1 crore.
  

• Specify the Interest Rate: Enter the applicable annual interest rate. IndusInd Bank's FD rates can vary based on tenure and depositor category.
  

• Choose the tenure: Select the duration for your fixed deposit. You can specify the tenure in days, months, or years, depending on your investment plan.
  

• Review the Results: Once you've entered all the details, the calculator will display

1. • Total Investment: The principal amount you plan to deposit.
   • Interest Earnings: The total interest you will accumulate over the chosen tenure.
   • Total Maturity Amount: The sum of your principal and the interest earned.

Formula Used For IndusInd Bank Fixed Return

The IndusInd Bank FD calculator estimates the maturity amount using simple or compound interest formulas. Below are the formulas:

For Simple Interest FD:

M = P + (P x R x T/100)

Where:

• M = Maturity amount
• P = Principal amount (initial deposit)
• R = Annual interest rate (%)
• T = Tenure in years

For Compound Interest FD:

M= P + P {(1 + I/100) t – 1}

Where:

• M = Maturity amount
• P = Principal amount
• I = Interest rate per compounding period
• t = Number of compounding periods

IndusInd Bank Term Deposit Interest Rates 2025

For Deposits less than ₹3 Crores

Note :

• Interest is compounded quarterly.
• For deposits with a duration of up to 180 days, interest is calculated as simple interest and paid at the time of maturity.

For Deposits ₹3 Crores to Less Than ₹5 Crores (With Premature Withdrawal Option)

Effective for Domestic, NRO, and NRE Deposits

Note: Senior Citizen rates are not applicable for NRE/NRO deposits.

Note :

• Interest is compounded quarterly.
• For fixed deposits with a tenure of up to 180 days, interest is calculated as simple interest and paid upon maturity.