IndusInd Bank Personal Loan in Ahmedabad

About IndusInd Bank Personal Loan in Ahmedabad

Ahmedabad is one of the booming and rapidly increasing and developing at full pace. The standard of the people is also growing and in the midst of it, the people can sometimes face difficulties in arranging the funds for the personal needs. The need can be anything from traveling, wedding expenses, child’s education or any emergencies. The personal loan offered by IndusInd bank is the solution to all such financial difficulties. It offers the loan at affordable rates and flexible tenure of the borrowers choice between 1 to 5 years. Thus, it is the financial answer to fulfill all the personal requirements or needs.

IndusInd Bank Personal Loan Ahmedabad at a glance

ParticularsDetails
Interest Rate10.99% - 16.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

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Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Ahmedabad.

Address of IndusInd Bank Branches in Ahmedabad

Branch NameAddressIFSC CodeMICR Contact Details 
AhmedabadWorld Business House, M. G. Road Nr. Parimal Garden, Ellis Bridge Ahmedabad - 380015INDB0000009380234002079 26426104 - 8 26560401
ManinagarShant Prabha Height, Opp. Vallabh Wadi, Rambagh Jawahar Chowk, Maninagar, Ahmedabad - 380 008INDB0000175380234004079 - 25440181-5
Prahlad Nagar, AhmedabadGround Floor; Shop No 1 Suman Ii, Opp. Reliance Petrol Pump, 100 Ft Road, Prahladnagar Road, Satellite, Ahmedabad - 380051INDB0000330380234006079 - 2693 7872 / 93
Shri Vinayak Sahakari Bank Ltd.406/6, Mangaldas House, Opp. Kabutar Khana, Chokha Bazar, Kalupur, Ahmedabad-380002INDB0SVSB013802342529687697593
Ashram RoadPlot No 122 Ambika Niwas Ashram Road Opp Bata House Ahmedabad 380 009 GujaratINDB00006223802340117930618000
Shyamal Cross RoadGr Flr Shangrila Arcade Shop No 1 & 2 100ft Road Shyamal Cross Road Satellite Ahmedabad 380015 GujaratINDB0000665380234008079-26769961/62
OdhavGr Flr Mangalam Arcade Shop No 25& 26 Opp Odhav Talav Odhav Brts Road Odhav Ahmedabad 382415 GujaratINDB000066638023401079-29297019/21/26/25
C.G. RoadGr Flr 5/1-6 Shukun Business Centre Swastik Char Rasta Off Cg Rd Navrangpura Ahmedabad 380009 GujaratINDB0000667380234009079-26409971/72/73/74/75
NikolGround Floor Palm Arcade Shop No 1to3 Sukan Bunglow Char Rasta New Nikol Ahmedabad 382350 GujaratINDB000070638023401279-29092021/23
Vijay Cross RoadG4 Grd Flr GCP Business Centre Near Vijay Cross Road Navrangpura Ahmedabad 380009 GujaratINDB000067838023401826409871
Nehru Nagar AhmedabadGrd Flr Shop No 4 Abhishree Avenue Nandanvan CHS Ltd Nehru Nagar Ambawadi Ahmedabad 380006 GujaratINDB000072038023401526409701
Science City Road AhmedabadGrd Flr Saptak Corporate House Gf 1 A Sukan Mall Science City Road Ahmedabad 380060 GujaratINDB000072138023401427712791
Chandkheda AhmedabadGround Floor Shop No 1 2 3 4 Aaron Elegance New C G Road Chandkheda Ahmedabad 382424INDB000072638023401629299052
Ghodasar AhmedabadShop No 1 2 3 Grd Flr Kansas Isanpur Ghodasar Link Road Ghodasar Ahmedabad 380050 GujaratINDB000072738023401925832521
Naroda AhmedabadGround Floor Shop Nos 32 To 37 Neelkanth Paradise Plot No 34 Naroda Ahmedabad 382220 GUJARATINDB000075238023402022811206
Shahibaug AhmedabadGrd Flr Shop No 10 Advance Business Park Block A Shahibaug Ahmedabad 380004 GujaratINDB000088038023402225621058
Paldi Cross Road AhmedabadGround Floor Shop No 2 3 Gagandeep Paldi Cross Road Paldi Ahmedabad 380007 GujaratINDB000093538023402326577510

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