IndusInd Bank Personal Loan Bengaluru - Eligibility, Rates March 2024, EMI, IFSC

IndusInd Bank Personal Loan in Bengaluru

About IndusInd Bank Personal Loan in Bengaluru

The personal loan is one of the important financial product to fulfill the personal requirements of the people. It can be used for various reasons like traveling, wedding expense, emergencies etc. Thus, it is a multi-purpose loan which does not need any collateral as the security. IndusInd bank provides all the facilities and features to the people. It offers one of the best in world class products and personal loan at the affordable rates. It is one of the best solutions to meet the requirements for the people of Bengaluru.

IndusInd Bank Personal Loan Bengaluru at a glance

Interest Rate10.25% - 26.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than ₹ 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Bengaluru.

Address of IndusInd Bank Branches in Bengaluru

Branch NameAddressIFSC CodeMICR Contact Details
Malleswaram, BangaloreSri Ganesh Towers, # 124, 3rd Main Road, (Margosa Road), Malleswaram, Bengaluru - 560 003, KarnatakaINDB0000166560234009080-30080051-60
Sree Charan Bank ChikkalasandraNo 211 3rd Main Between 4th 5th Cross Ramanjaneya Nagar Chikkalasandra Bengaluru 560061INDB0SCSC0756044600726392282
Whitefield BengaluruGrd Flr Sln Hvp Aster Sy No 28 Opp Brigade Metropolis Whitefield Main Rd Bengaluru 560048 KarnatakaINDB000089456023401828531711
Sanjay Nagar BengaluruGround Floor, No 1a Block Cil Layout Sanjay Nagar Main RoadINDB000096756023401923512343
BangaloreDU Parc Trinity 1st Floor, West Wing No.17, M.g. Road Bangalore - 560001INDB0000008560234002080 25323882 / 3, 25592327 /31 25592309
BasavanagudiNO. 87, Bull Temple Road, Basavanagudi, Bangalore 560004INDB0000039560234003080 26610251-53 26610258
BommasandraAnna Complex, #430, Hennagara Gate, Bommasandra Industrial, Area, Hosur Main Road, Bangalore - 560099INDB000021356023400408110 322377
Jayanagar 5th BlockNO. 310, 9TH Main, 39th Cross, V - Block, Jayanagar Bangalore 560041 KarnatakaINDB0000178560234010080-30254480 To 30254494
HBR Layout, BangaloreNo. 208, B, 80 Feet Main Road, (international Airport), HBR Layout, First Stage, 2nd Block, BangaloreINDB0000294560234011080-30251900- -909
SadashivnagarGF, New No 15 (old No 13), Sankey Road, Next To Shell Petrol Service Station, Lower Palace Orchard, Sadashivnagar, Bangalore 560 080INDB0000333560234013080-23567675, 23567400
J P Nagar, BangaloreAnand Surya, No.600, 100ft Road, 6th Phase, JP Nagar, Bangalore- 560 078, KarnatakaINDB00003545602340151860 500 5004
THE BBR & RDCC Bank Ltd-chamarajpetNo.6 Lakshmi Sadana 5th Main Road Chamarajpet Bangalore-560018INDB0BDCC015602262999481485948
Mahila Co-operative Bank Ltd - SeshadripuramNO.14, South End Road, Seshadripuram, Bangalore - 560020INDB0MHCB01560267002080-23564678
The Mysore Silk Cloth Merchants Co-operative Bank Ltd - Avenue RoadNO1/1, Sanjeeva Naik Lane, Avenue Road Cross, Bangalore - 2.INDB0MSCB015602262578105285112 / 080 2213389
Nehrunagar Coop Bank SeshadripuramNO.172, 1st Main, Seshadripuram, Bangalore-560020INDB0NNCB015602263249845077552
Shree Banashankari Mahila Co-operative Bank Ltd.- Cubbonpet BranchNO 215, K M Naganna Road, Cubbonpet, BangaloreINDB0SBMC01560234253080-22290810 080-22291156
Sreenidhi Souh Sahak Bank NI - VVPNO.113, R.V. Road, V.V Puram, Bangalore - 560004.INDB0SSBN01560455002080 26500879
Sree Thyagaraja Co-operative Urban Bank Ltd - Basavanagudi14/1, 1ST Main, Nr Colony, Basavanagudi, Bangalore - 560 040.INDB0STCB015602262709448308153 / 080 22958155
Textile Cooperative Bank J M Road1st Floor, Devanga Market, J M Road Bangalore-560002INDB0TCBL01560260002080 22237655
The Textile Manufacturers Co-operative Bank Ltd - Main Branch - DodballapurNo.714, Gandhi Nagar, DoddaballapurINDB0TMCB01560234256918277131616
Sir M Visvesvaraya Co-operative Bank Limited - Kumarapark West Branch# 32 Girls School Street, Seshadripuram, Bangalore - 560020INDB0VCB0015602610038022956401
Sir M Visvesvaraya Co-operative Bank Limited - Shankarmutt Road Branch109, Shankarmutt Road, Shankarapuram, Bangalore - 560004INDB0VCB0025602610028022956403
Sir M Visvesvaraya Co-operative Bank Limited - Rajajinagar Branch# 1203/2, Subramanyapura Main Road, Rajajinagar 2nd Stage, Bangalore - 560010INDB0VCB0035602610048022956406

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%