About IndusInd Bank Personal Loan in Chennai
The personal loan is one of the loan product which can be used for multi-purpose reasons and the is also called as an Unsecured loan. It does not require any security, guarantor or collateral against it. The loan is one of the financial which can be used for traveling, child’s education, wedding expenses or buying any expensive products. The bank does not need a reason to offer the personal loan. IndusInd bank offers the loan at very competitive rates and offers all types advantages and benefits which helps the customer to have a good banking experience.
IndusInd Bank Personal Loan Chennai at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Chennai.
Address of IndusInd Bank Branches in Chennai
|Chennai||NO.3 Village Road Nungambakkam, Chennai - 600034||INDB0000007||600234002||044 28234788 / 99 / 28235471 / 28259150 28235489, 28259253, 28203638|
|Anna Nagar||Al Complex, W 115 A, 3rd Avenue, Annanagar, Chennai 600040||INDB0000046||600234003||044 5218 0926/27/28 42180924|
|Adyar||Sreela Terrace, Old No. 48, New No. 105, 1st Main Road, Gandhi Nagar, Adyar, Chennai - 600020||INDB0000051||600234004||044 52607575 - 79 52607577|
|Ashok Nagar, Chennai||Ground Floor, No42, 10th Avenue, Ashok Nagar, Chennai - 600083 Tamil Nadu||INDB0000177||600234009||044-24851067/68/69/71/72 24851070|
|Teynampet||30, OLD NO.159, Eldams Road, Teynampet, Chennai 600 018||INDB0000315||600234013||044- 24315630 - 35|
|T Nagar, Chennai||5/6 Old No.3/2 Swetambar, Bazullah Road, T Nagar, Chennai 600 017||INDB0000328||600234013||044 - 2815 6931/32/34/35/38|
|Kilpauk, Chennai||Ground Floor, New No 9, (old No 5), Balfour Road, Kilpauk, Chennai- 600 010||INDB0000361||600234017||044-26420409/0423/0436/0468|
|Aminjikarai, Chennai||Ground Floor At No. 1& 3, Lakshmi Ammal Street, Ayyavoo Naidu Colony, Aminjikarai, Chennai 600 029, Tamil Nadu||INDB0000381||600234015||1860 500 5004|
|Medavakkam, Chennai||Ground Floor, G-3, Ragamalika, Phase-ii, # 150, Tambaram Velachery Main Road, Medavakkam, Chennai- 600 042, TN||INDB0000388||600234016||044 22770972/0981/0989/0968|
|East Mogappair Chennai||G 3, Block 1, Amm Towers, No 50, Thiruvallur Main Rd, East Mogappair, Chennai 600 037, TN||INDB0000567||600234018||26568485|
|Velacherry||Ground Floor, Dev Apartments # 28a/1, Venkateshwara Nagar, 100ft Bye Pass Road, Velachery, Chennai- 600 042, Tamil Nadu||INDB0000606||600234019||044 - 22590228, 22590268, 22590235, 22590284|
|Royapettah Chennai||Upper Grd First Floor Door No 151 Old Door No 90 Avvai Shanmugam Salai Royapettah Chennai 600 014 TN||INDB0000803||600234020||49527607|
|West Anna Nagar||2067 13TH Main Road||INDB0000822||600234021||9176599773|
|Chinmaya Nagar Chennai||Grd Flr Dr Ksv Towers New No 30 Kaliamman Koil Street Chinmaya Nagar Koyambedu Chennai 600092 Tn||INDB0000854||600234022||24792569|
|Nelson Manickam Road Chennai||Ground Floor Priyan Plaza 76 Nelson Manickam Road Chennai 600029 Tamil Nadu||INDB0000860||600234023||23741315|
|K K Nagar Chennai||First And Second Floor K Karunanidhi Building 877a Ramasamy Salai Kk Nagar Chennai 600078 Tamilnadu||INDB0000931||600234024||9840740267|
|Perungudi Chennai||Grd 1st Flr Plot No118 Old Mahabalipuram Road Omr Perungudi Chennai 600096 Tamil Nadu||INDB0000932||600234025||24962391|