IndusInd Bank Personal Loan EMI Calculator


  • Use a loan EMI calculator to be double sure.
  • Know your payments and be prepared accordingly.

With the help of a personal loan EMI calculator, you can check your EMIs in advance and complete the process of repayment without any hassle. At IndusInd Bank, personal loans can be taken for the maximum tenure of 5 years and the rate is subject to change on the basis of your repayment capacity. Below is an example wherein you can change the details as per your requirement. You may also notice the graphical representation of the payment.

EMI Calculator for Personal Loan
Loan Amount (₹)
Interest Rate (%)
Tenure (Month)
Loan Amount
Interest Rate
Monthly Instalment (EMI)
Total Interest Amount
Total Amount (Principal + Interest)
YearPrincipalInterestBalance Amount

IndusInd Bank Personal Loan EMI Calculator

A loan calculator only asks for the loan amount, rate of interest and tenure of your loan. Based on these, it would show the results for monthly installment, total interest outgo and the total repayment which is the combination of the principal amount and the interest you pay to the bank.

What will be your EMI if you take a personal loan from IndusInd Bank?

When you apply for a personal loan at IndusInd Bank, your eligibility for the lowest rate would depend on factors such as your income and company category. If you match the requirement of the bank, you can get a satisfactory rate of interest. Below is an example showing the payment details for your reference.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00012.99%1₹ 17,863₹ 14,350₹ 2,14,350
₹ 2,00,00012.99%2₹ 9507₹ 28,178₹ 2,28,178
₹ 2,00,00012.99%3₹ 6738₹ 42,562₹ 2,42,562
₹ 2,00,00012.99%4₹ 5365₹ 57,496₹ 2,57,496
₹ 2,00,00012.99%5₹ 4550₹ 72,975₹ 2,72,975

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 30,381₹ 24,213₹ 1,69,618
2₹ 34,572₹ 20,023₹ 1,35,046
3₹ 39,340₹ 15,255₹ 95,706
4₹ 44,765₹ 9829₹ 50,940
5₹ 50,988₹ 3655₹ 0

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