About IndusInd Bank Personal Loan in Indore
The personal loan is one of the important loan product as it can be taken by anyone to complete the personal needs. The reason to avail the loan can differ from child’s education, traveling, marriage expenses, buy an expensive commodity or any other personal need. It is one of the best ways to fulfill the requirements and achieve the dreams. IndusInd bank offers the personal loan at affordable rates and is one of the best service providers.
IndusInd Bank Personal Loan Indore at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Indore.
Address of IndusInd Bank Branches in Indore
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Indore||Industry House 15 Agra Mumbai Road, Old Palasia, Indore - 452001||INDB0000011||452234002||0731 2542696 / 7 / 8 2539092|
|Sapna Sangeeta Main Road, Indore||Ground Floor, Shubham Corporate, No.27, Patel Nagar, Scheme 31, Traffic Root No.6, 7, Sapna Sangeeta Main Road, Indore, Madhya Pradesh||INDB0000378||452234003||0731-2760419, 2760420, 2760421, 2760422, 2760423 (FAX) 0731-2760424|
|Kalod Kartal||Ground Floor, Plot No 87, Anuradha Nagar, Village: Kalod Kartal, Khandwa Road, Bypass Chouraha, Dist: Indore, Madhya Pradesh Pin Code-452 020||INDB0000535||NON-MICR||7509999025|
|Shramik Nagarik Sahkari Bank, Indore||123, Devi Ahilya Marg, Shram Shivir, Jail Road, Indore - 452003||INDB0SNSB01||452556002||0731-2534604 0731-2534604|
|Asrawatbujurag||Gr Flr Asrawatbujurag Nemawal Rd Post Dhudia Teh District Indore Madhya Pradesh 452 016||INDB0000623||NON-MICR||7509333360|
|Asravadkhurd||Gr Flr Plot 4 Gram Asrawe Khurd Tehsil Dist Indore 452020 Madhya Pradesh||INDB0000626||NON-MICR||7581810169|
|Umrikheda||Gr Flr Near 28 K Toll Naka Gram Umrikheda Tehsil Dist Indore Madhya Pradesh 452007||INDB0000627||NON-MICR||7581810168|
|Bilawali||Gr Flr Plot 63 Ganesh Nagar Gram Bilawali Tehsil Dist Indore 452020 Madhya Pradesh||INDB0000628||NON-MICR||7581810170|
|Sanawadiya||Gr Flr Survey 2 1 Paiki Gram Sanwariya Tehsil Dist Indore Madhya Pradesh 452016||INDB0000630||NON-MICR||7509333315|
|Y N Road||Gr Floor Shirish Chambers Plot No 25 1 Yashwant Niwas Road Y N Road Shivshakti Nagar Indore 452 003 MP||INDB0000850||452234012||9993200003|
|Cloth Market||Gr And 1st Floor Plot No 31 Sir Hukumchand Marg Itwariya Bazar Near Shish Mahal Cloth Market Indore 452 002 MP||INDB0000851||452234011||9303227840|
|Annapurna Road Indore||Ground Floor 5a Bhawanipur Colony Annapurna Main Road Indore 452009 Madhya Pradesh||INDB0000871||452234013||262149|
|Vijay Nagar Indore||Ground Floor Dhan Trident Pu 4 Block No B3 Ab Road Satya Sai Square Vijay Nagar Indore 452010 MP||INDB0000878||452234014||235276|
|Siyaganj Indore||Upper Ground Floor Prem Trade Centre Shop No 5 8 Maharani Road Siyaganj Indore 452007 MP||INDB0000879||452234015||2534231|
|Kankariya Pal||Ground Floor Village Kankariya Pal Panchayat Sanwer Teh Hatod Dist Indore 453551 MP||INDB0000907||452234017||9111944636|