IndusInd Bank Personal Loan Jaipur - Rates February 2024, IFSC, Eligibility, EMI

IndusInd Bank Personal Loan in Jaipur

About IndusInd Bank Personal Loan in Jaipur

Jaipur is one of the famous city in India due its culture, history, and architecture. It is one of the most tourists visited cities in the country. The city is still developing and the lives of people are normal with respected income which is neither too high nor too low. Sometimes the people require funds to meet the ends in terms of add-on requirements. The personal loan address all such requirements and needs. IndusInd bank offers the best personal loan with many other benefits. It is one of the best new generation banks which offers the best schemes to the customers.

IndusInd Bank Personal Loan Jaipur at a glance

Interest Rate10.25% - 26.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where the salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Jaipur.

Address of IndusInd Bank Branches in Jaipur

Branch NameAddressIFSC CodeMICR Contact Details
JaipurSangam Complex, Road, Jaipur 302001INDB00000163022340020141 2387301-05 2387084
Raja Park, JaipurB - 10, Govind Marg, Raja Park, Jaipur - 302004 RajasthanINDB00002783022340040141-2600300, 2600477
Johri Bazar, Jaipur67 - 68, IST Floor, Khandaka Diamond Trade Centre, Johri Bazar, Jaipur 302003INDB00002793022340030141-2560074, 2560075
Vaishali Nagar, JaipurPLOT NO. C-212 & 213, Solitaire Building?, Gautam Marg, Vaishali Nagar, Hanuman Nagar, Jaipur- 302 020, RajasthanINDB00005623022340061860 500 5004
Malviya Nagar Jaipur34 5 Class Of Pearl K No 48 49 Income Tax Colony Malviya Nagar Tonk Road Jaipur 302 018INDB00005923022340081412552773
Bapu Nagar JaipurShop No 001 004 101 104 Krishna Enclave Pno Sb52 Opp Sms Stadium Bapu Nagar Tonk Road Jaipur 302005 RajasthanINDB00005933022340072704564
Bani Park, JaipurGround Floor, Pashupati Akshat Heights, Plot No. D-91, Madho Singh Road, Bani Park, Jaipur-302 016 RajasthanINDB00005943022340100141-2207896 /2207897 /2207898 /2207899
Vidhyadhar Nagar, Jaipur Ground Floor, Shop No 1, 2, 3 & 6, 7, 8, Golden Times Building, Plot No 10, Central Spine, Vidhyadhar Nagar, Jaipur-302 023, RajasthanINDB00005983022340090141-2339092 /2339093 /2339094 /2339095
Ridhi SidhiGd Flr Shop No 4 5 7 8 Jaipur Electronics Market Mansarovar Link Road Jaipur 302018 RajasthanINDB00007043022340126065557
Chaura RastaGd Flr Shop No.1b 2b 3b Ajmeri Gate M I Road Chaura Rasta Jaipur 302001 RajasthanINDB00007073022340112562005
Jawahar NagarGd Flr Hill Top Plaza Near Sector 7 Opp Gol Market Jawahar Nagar Jaipur 302004 RajasthanINDB00007103022340142654011
Shyam Nagar JaipurGrd Flr Okay Plus Dp Metro Plot No 5 6 DP Colony New Sanganer RD Shyam Nagar Jaipur 302019 RajasthanINDB00008203022340162293150
BMCH and RC JaipurGrd Flr Bhagwan Mahaveer Cancer Hosp Research Cen Bmchrc Jawaharlal Nehru Marg Jaipur 302017 RajasthanINDB00008833022340172704412
Amer Road JaipurGRD First Flr Plot No 43 44 45 46 Crafts Palace Golimar Gardens Scheme Amer Road Jaipur 302002 RajasthanINDB00009333022340182671125

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%