IndusInd Bank Personal Loan Lucknow - Rates March 2024, IFSC, Eligibility, EMI

IndusInd Bank Personal Loan in Lucknow

About IndusInd Bank Personal Loan in Lucknow

The personal loan is one of the loan product that can be availed to fulfill the dreams which are not fulfilled due to monetary problems. The loan is one of the ways to overcome the obstacle of getting the loan. IndusInd bank provides the personal loan for everyone who needs the fund to help achieve the goal. Lucknow being one of the capital city is also a developing in terms of infrastructures. The life here can be expensive for few people. For each one who wants to achieve the personal needs but cannot do it due to monetary problem can avail personal loan to fulfill the wish.

IndusInd Bank Personal Loan Lucknow at a glance

Interest Rate10.25% - 26.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where the salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Lucknow.

Address of IndusInd Bank Branches in Lucknow

Branch NameAddressIFSC CodeMICR Contact Details
LucknowOld Basant Bldg. 45/2, Newal Kishore Road, Lalbagh, Lucknow 226001INDB00000192262340020522 2620169, 6566810, 3230365 2628724
AminabadMahila Vidyalaya, Ganga Prasad Road, Aminabad, Lucknow (U.P.)INDB00005192262340510522 2614336, 2622870, 2625994 2625994
Anaura KalaGround Floor, Khasra No 356, Village: Anaura Kala, Teh: Pergana, Lucknow Faizabad Highway, Dist: Lucknow- 227 105, Uttar PradeshINDB00005282262340058795839011
AlambaghGround Floor, Plot No. 5(part) & 7, Ramnagar Bilawan, Kanpur Road, Alambagh, Lucknow- 226005, Uttar PradeshINDB0000543226234007(0522)2453245/2452245
Gomti Nagar , Lucknow1/90, Ground Floor, Vinay Khand, Near Patrakarpuram Crossing, Gomtinagar, Lucknow- 226010, Uttar Pradesh INDB00005422262340080522- 2304125 / 2304126
Aliganj, LucknowGround Floor, B-64, Sector-b, Main Kapurthala Road, Aliganj, Lucknow- 226 020, Uttar Pradesh INDB00005502262340090522- 2329826 / 27
Indira Nagar, LucknowGround Floor Plot No 628/10a, Khasra No 594/3, Faizabad Road, Indira Nagar, Lucknow- 226016, Uttar PradeshINDB00005632262340121860 500 5004
Chowk, LucknowGround Floor, LIC Building, Khun Khun Ji Road, Chowk, Lucknow- 226 003, U.PINDB00005682262340111860 500 5004
Vikas Nagar LucknowUpper Ground Floor C 2 76 77 Mukut Tower Vikas Nagar Lucknow 226022 Uttar PradeshINDB00007132262340132738510
Jankipuram LucknowGround Floor Plot No 6 Sector F Jankipuram Lucknow 226091 Uttar PradeshINDB00007222262340142731540
Aashiana LucknowGround Floor A1668 Sector 1 Lda Colony Kanpur Road Aashiyana Lucknow 226012 Uttar PradeshINDB00007232262340152424912
Munshipulia LucknowGrd Flr Regal Plaza Plot No 16 103 Ring Road Indira Nagar Extn Munshi PULIA Lucknow 226016 U PINDB00007502262340162719016
Vrindavan Yojana LucknowUpper Grd Flr Plot No 9a 9b Saraswati Puram Rae Bareli Road Vrindavan Yojana Lucknow 226014 U PINDB00008322262340172668915
Chinhat LucknowGrd Flr Cp 6 Vikrant Khand Faizabad Road Gomti Nagar Chinhat Lucknow 226010 Uttar PradeshINDB00008652262340539235400247
Vidhansabha Marg LucknowGround Floor 28a Vidhansabha Marg Burlington Chauraha Lucknow 226001 Uttar PradeshINDB00008662262340182200894

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%