IndusInd Bank Personal Loan in Lucknow

Last Updated : April 14, 2017, 5:48 p.m.

About IndusInd Bank Personal Loan in Lucknow

The personal loan is one of the loan product that can be availed to fulfill the dreams which are not fulfilled due to monetary problems. The loan is one of the ways to overcome the obstacle of getting the loan. IndusInd bank provides the personal loan for everyone who needs the fund to help achieve the goal. Lucknow being one of the capital city is also a developing in terms of infrastructures. The life here can be expensive for few people. For each one who wants to achieve the personal needs but cannot do it due to monetary problem can avail personal loan to fulfill the wish.

IndusInd Bank Personal Loan Lucknow at a glance

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

• The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
• The minimum net salary should not be less than ₹ 25,000 per month  for the salaried Individual
• For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
• The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
• For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
• For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

• Loan Application with passport size photographs.
• Proof of Identity : Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
• Proof of Address : Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Income Proof : Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

• Bank statement : For salaried individuals:  Last 3 months bank statement (where the salary is credited).

For the self- employed: latest 6 months bank statement/ passbook (current account).

• For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Lucknow .

Address of IndusInd Bank Branches in Lucknow