About IndusInd Bank Personal Loan in Lucknow
The personal loan is one of the loan product that can be availed to fulfill the dreams which are not fulfilled due to monetary problems. The loan is one of the ways to overcome the obstacle of getting the loan. IndusInd bank provides the personal loan for everyone who needs the fund to help achieve the goal. Lucknow being one of the capital city is also a developing in terms of infrastructures. The life here can be expensive for few people. For each one who wants to achieve the personal needs but cannot do it due to monetary problem can avail personal loan to fulfill the wish.
IndusInd Bank Personal Loan Lucknow at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where the salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Lucknow.
Address of IndusInd Bank Branches in Lucknow
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Lucknow||Old Basant Bldg. H.no. 45/2, Newal Kishore Road, Lalbagh, Lucknow 226001||INDB0000019||226234002||0522 2620169, 6566810, 3230365 2628724|
|Aminabad||Mahila Vidyalaya, Ganga Prasad Road, Aminabad, Lucknow (U.P.)||INDB0000519||226234051||0522 2614336, 2622870, 2625994 2625994|
|Anaura Kala||Ground Floor, Khasra No 356, Village: Anaura Kala, Teh: Pergana, Lucknow Faizabad Highway, Dist: Lucknow- 227 105, Uttar Pradesh||INDB0000528||226234005||8795839011|
|Alambagh||Ground Floor, Plot No. 5(part) & 7, Ramnagar Bilawan, Kanpur Road, Alambagh, Lucknow- 226005, Uttar Pradesh||INDB0000543||226234007||(0522)2453245/2452245|
|Gomti Nagar , Lucknow||1/90, Ground Floor, Vinay Khand, Near Patrakarpuram Crossing, Gomtinagar, Lucknow- 226010, Uttar Pradesh||INDB0000542||226234008||0522- 2304125 / 2304126|
|Aliganj, Lucknow||Ground Floor, B-64, Sector-b, Main Kapurthala Road, Aliganj, Lucknow- 226 020, Uttar Pradesh||INDB0000550||226234009||0522- 2329826 / 27|
|Indira Nagar, Lucknow||Ground Floor Plot No 628/10a, Khasra No 594/3, Faizabad Road, Indira Nagar, Lucknow- 226016, Uttar Pradesh||INDB0000563||226234012||1860 500 5004|
|Chowk, Lucknow||Ground Floor, LIC Building, Khun Khun Ji Road, Chowk, Lucknow- 226 003, U.P||INDB0000568||226234011||1860 500 5004|
|Vikas Nagar Lucknow||Upper Ground Floor C 2 76 77 Mukut Tower Vikas Nagar Lucknow 226022 Uttar Pradesh||INDB0000713||226234013||2738510|
|Jankipuram Lucknow||Ground Floor Plot No 6 Sector F Jankipuram Lucknow 226091 Uttar Pradesh||INDB0000722||226234014||2731540|
|Aashiana Lucknow||Ground Floor A1668 Sector 1 Lda Colony Kanpur Road Aashiyana Lucknow 226012 Uttar Pradesh||INDB0000723||226234015||2424912|
|Munshipulia Lucknow||Grd Flr Regal Plaza Plot No 16 103 Ring Road Indira Nagar Extn Munshi PULIA Lucknow 226016 U P||INDB0000750||226234016||2719016|
|Vrindavan Yojana Lucknow||Upper Grd Flr Plot No 9a 9b Saraswati Puram Rae Bareli Road Vrindavan Yojana Lucknow 226014 U P||INDB0000832||226234017||2668915|
|Chinhat Lucknow||Grd Flr Cp 6 Vikrant Khand Faizabad Road Gomti Nagar Chinhat Lucknow 226010 Uttar Pradesh||INDB0000865||226234053||9235400247|
|Vidhansabha Marg Lucknow||Ground Floor 28a Vidhansabha Marg Burlington Chauraha Lucknow 226001 Uttar Pradesh||INDB0000866||226234018||2200894|