IndusInd Bank Personal Loan in Mumbai

About IndusInd Bank Personal Loan in Mumbai

Mumbai, the capital city of Maharashtra and commercial capital of India is one of the developed city in India. The city is one of the dream city for many. It is one of the expensive city as well. And in the daily lives sometimes the personal needs take a backseat due to lack of funds. It becomes difficult to save as most of the income is spent on meeting the ends. For the situation like this, the personal loan offered by IndusInd bank is one of the financial solutions which can help you to complete your wishes. It offers the loan at affordable rates and has other features like simple documentation and quick processing.

IndusInd Bank Personal Loan Mumbai at a glance

ParticularsDetails
Interest Rate10.99% - 16.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

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Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Mumbai.

Address of IndusInd Bank Branches in Mumbai

Branch NameAddressIFSC CodeMICR Contact Details
Opera HouseIndusind House, 425, Dadasaheb Bhadkamkar Marg Mumbai - 400004INDB0000001400234002022 23857474 / 9494 23859913
BandraIndusInd Centre 231, S.v. Road, Bandra (west) Mumbai - 400050 .INDB0000003400234003022 26457800 / 8320 /27 26458323
Nariman PointGround Floor, Maker Chambers IV, Nariman PointINDB0000006400234004022 26457800 / 8320 /27 26458323
AndheriAcme Plaza, C.t.s. No. 32 opp. Sangam Talkies, Andheri - Kurla Road, Andheri (e), Mumbai 400059 INDB0000018400234005022 28237636 - 40 28237574
VashiShowroom Nos. 3 5 Plot No. 21, Sector 24 Vashi Turbhe Navi Mumbai 400705INDB0000024400234006022 27830026 / 27 / 1008 27830034
LokhandwalaMorya Estate, New Link Road, Andheri (w), Oshiwara, Mumbai 400053INDB0000028400234007022 66951107 -10 66951106
FortPremises No. 1, Sonawala Building 57, Mumbai Samachar Marg, Fort, Mumbai 400001INDB0000033400234009022 66366580 - 83 66366590
MulundMarathon Max, Shop No. 12 - 15, Mulund - Goregaon Link Road, Mulund (w), Mumbai - 400080INDB0000047400234012022 2592 7080 / 6808 / 6833 2592 6837
Kandivali (west)Shop No. 5, Between A & B Wing, Kamala Nagar, M G Road, Kandivali (w), Mumbai - 400067INDB0000048400234014022 28022079 / 80/ 82 28022083
ChemburUnit Numbers 8, 9, 10, Sunny Estate (2), Sion Trombay Road Chembur, Mumbai - 400071INDB0000053400234015022 25260881/82/85 5260883
Dadar607 A, Ground Floor, Dolat Manzil, Next To Parsi Gymkhana Dr. Ambedkar Road, Dadar (east), Mumbai - 400014INDB0000056400234013022 24167911/17 24167930
PanvelLakhani Landmark, Plot No. 19, Sector No. 19, Shop No. S - 01a, Panvel Matheran Road, New Panvel (east), Navi Mumbai 410206INDB0000093400234010022 2748 3156/54 27483026
MahimP.D.Hinduja National Hospital , Veer Savarkar Marg, Mahim, Mumbai 400016INDB0000503400234008022 24455301 / 24455563 24455091
GhatkoparBusiness Park, Tilak Road, Ghatkopar East, Mumbai – 400 077INDB00001524002340161860 500 5004
JuhuSonbar, Plot No 13, Juhu 10th Road, Mumbai – 400 049INDB00001534002340171860 500 5004
Borivali, MumbaiGround Floor, Ram Krupa Co - Operative Housing Society Ltd., Near Gokul Hotel, S.v.p. Road, Borivali (west), Mumbai 400 092INDB0000165400234020022 31920255, 31920244
Malad, Mumbai03/103, Accord Nidhi, Link Road, Malad (w), Mumbai 400 101INDB0000179400234022022- 28880403
Vile Parle (east) , MumbaiGround Floor, Shop No.1, Gemini Builders, Nehru Road, Vile Parle - E, Mumbai - 400 057INDB0000268400234023022-26126177 / 78 / 79 / 80
Prabhadevi, MumbaiGround Floor, Unit No. 2, Marathe Udyog Bhavan, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025INDB0000332400234025022-2430 4697 / 98, 2431 1695 / 5849 / 5857 / 8244
Lower Parel (west) , MumbaiGround Floor, Raghuvanshi Mills Compound, Senapati Bapat Marg, Lower Parel (west), Mumbai 400 013INDB0000341400234026022 -24950353, 24950355, 24950357, 24950358, 24950359, 24950360
Bandra Kurla Complex, MumbaiNO.C - 2, West Core Area, Ground Floor Tower No.3, Bharat Diamond Bourse Complex, G Block, Bandra Kurla Complex, Bandra (east), Mumbai 400 051INDB0000342400234027022 -26754141 - 47

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