About IndusInd Bank Personal Loan in Mumbai
Mumbai, the capital city of Maharashtra and commercial capital of India is one of the developed city in India. The city is one of the dream city for many. It is one of the expensive city as well. And in the daily lives sometimes the personal needs take a backseat due to lack of funds. It becomes difficult to save as most of the income is spent on meeting the ends. For the situation like this, the personal loan offered by IndusInd bank is one of the financial solutions which can help you to complete your wishes. It offers the loan at affordable rates and has other features like simple documentation and quick processing.
IndusInd Bank Personal Loan Mumbai at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Mumbai.
Address of IndusInd Bank Branches in Mumbai
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Opera House||Indusind House, 425, Dadasaheb Bhadkamkar Marg Mumbai - 400004||INDB0000001||400234002||022 23857474 / 9494 23859913|
|Bandra||IndusInd Centre 231, S.v. Road, Bandra (west) Mumbai - 400050 .||INDB0000003||400234003||022 26457800 / 8320 /27 26458323|
|Nariman Point||Ground Floor, Maker Chambers IV, Nariman Point||INDB0000006||400234004||022 26457800 / 8320 /27 26458323|
|Andheri||Acme Plaza, C.t.s. No. 32 opp. Sangam Talkies, Andheri - Kurla Road, Andheri (e), Mumbai 400059||INDB0000018||400234005||022 28237636 - 40 28237574|
|Vashi||Showroom Nos. 3 5 Plot No. 21, Sector 24 Vashi Turbhe Navi Mumbai 400705||INDB0000024||400234006||022 27830026 / 27 / 1008 27830034|
|Lokhandwala||Morya Estate, New Link Road, Andheri (w), Oshiwara, Mumbai 400053||INDB0000028||400234007||022 66951107 -10 66951106|
|Fort||Premises No. 1, Sonawala Building 57, Mumbai Samachar Marg, Fort, Mumbai 400001||INDB0000033||400234009||022 66366580 - 83 66366590|
|Mulund||Marathon Max, Shop No. 12 - 15, Mulund - Goregaon Link Road, Mulund (w), Mumbai - 400080||INDB0000047||400234012||022 2592 7080 / 6808 / 6833 2592 6837|
|Kandivali (west)||Shop No. 5, Between A & B Wing, Kamala Nagar, M G Road, Kandivali (w), Mumbai - 400067||INDB0000048||400234014||022 28022079 / 80/ 82 28022083|
|Chembur||Unit Numbers 8, 9, 10, Sunny Estate (2), Sion Trombay Road Chembur, Mumbai - 400071||INDB0000053||400234015||022 25260881/82/85 5260883|
|Dadar||607 A, Ground Floor, Dolat Manzil, Next To Parsi Gymkhana Dr. Ambedkar Road, Dadar (east), Mumbai - 400014||INDB0000056||400234013||022 24167911/17 24167930|
|Panvel||Lakhani Landmark, Plot No. 19, Sector No. 19, Shop No. S - 01a, Panvel Matheran Road, New Panvel (east), Navi Mumbai 410206||INDB0000093||400234010||022 2748 3156/54 27483026|
|Mahim||P.D.Hinduja National Hospital , Veer Savarkar Marg, Mahim, Mumbai 400016||INDB0000503||400234008||022 24455301 / 24455563 24455091|
|Ghatkopar||Business Park, Tilak Road, Ghatkopar East, Mumbai – 400 077||INDB0000152||400234016||1860 500 5004|
|Juhu||Sonbar, Plot No 13, Juhu 10th Road, Mumbai – 400 049||INDB0000153||400234017||1860 500 5004|
|Borivali, Mumbai||Ground Floor, Ram Krupa Co - Operative Housing Society Ltd., Near Gokul Hotel, S.v.p. Road, Borivali (west), Mumbai 400 092||INDB0000165||400234020||022 31920255, 31920244|
|Malad, Mumbai||03/103, Accord Nidhi, Link Road, Malad (w), Mumbai 400 101||INDB0000179||400234022||022- 28880403|
|Vile Parle (east) , Mumbai||Ground Floor, Shop No.1, Gemini Builders, Nehru Road, Vile Parle - E, Mumbai - 400 057||INDB0000268||400234023||022-26126177 / 78 / 79 / 80|
|Prabhadevi, Mumbai||Ground Floor, Unit No. 2, Marathe Udyog Bhavan, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025||INDB0000332||400234025||022-2430 4697 / 98, 2431 1695 / 5849 / 5857 / 8244|
|Lower Parel (west) , Mumbai||Ground Floor, Raghuvanshi Mills Compound, Senapati Bapat Marg, Lower Parel (west), Mumbai 400 013||INDB0000341||400234026||022 -24950353, 24950355, 24950357, 24950358, 24950359, 24950360|
|Bandra Kurla Complex, Mumbai||NO.C - 2, West Core Area, Ground Floor Tower No.3, Bharat Diamond Bourse Complex, G Block, Bandra Kurla Complex, Bandra (east), Mumbai 400 051||INDB0000342||400234027||022 -26754141 - 47|