IndusInd Bank Personal Loan in New Delhi

Last Updated : April 14, 2017, 5:48 p.m.

About IndusInd Bank Personal Loan in New Delhi

The capital city of India is one of the destinations which is preferred by every people in terms of job and displacement. The people comes with many other personal needs and desire. But with the maintenance of lifestyle is expensive which results in less savings. It can become the hurdle for the fulfillment of the wishes. So, IndusInd bank personal loan is one of the ways to solve such financial problems. It is one of the best ways to secure the amount at affordable rates and get all the other benefits offered by the bank like quick processing, instant approval, less documentation, and fast disbursal.

IndusInd Bank Personal Loan New Delhi at a glance

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

• The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
• The minimum net salary should not be less than₹25,000 per month  for the salaried Individual
• For the self- employed businessmen or professionals the minimum annual net income should be₹ 4.8 lakh for last 2 years.
• The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
• For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
• For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

• Loan Application with passport size photographs.
• Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
• Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

• Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

• For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan New Delhi.

Address of IndusInd Bank Branches in New Delhi