IndusInd Bank Personal Loan in New Delhi

About IndusInd Bank Personal Loan in New Delhi

The capital city of India is one of the destinations which is preferred by every people in terms of job and displacement. The people comes with many other personal needs and desire. But with the maintenance of lifestyle is expensive which results in less savings. It can become the hurdle for the fulfillment of the wishes. So, IndusInd bank personal loan is one of the ways to solve such financial problems. It is one of the best ways to secure the amount at affordable rates and get all the other benefits offered by the bank like quick processing, instant approval, less documentation, and fast disbursal.

IndusInd Bank Personal Loan New Delhi at a glance

ParticularsDetails
Interest Rate10.99% - 16.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply For Personal Loan

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan New Delhi.

Address of IndusInd Bank Branches in New Delhi

Branch NameAddressIFSC CodeMICR Contact Details
BarakhambaDr. Gopal Das Bhawan, 28, Barakhamba Road, New Delhi - 110001INDB0000005110234002011 23738040 / 8408 / 8407 23738041
Nehru Place‘F’ Block, Gr. Flr., International Trade Tower, Nehru Place, New Delhi - 110019INDB0000012110234003011 26481119 / 20 Direct No. 26236539 26236537
Preet ViharC - 61, Preet Vihar Vikas Marg, New Delhi 110092INDB0000031110234005011 22051623 /32/64 / 28 22051644
Punjabi Bagh33, North West Avenue, Club Road, West Punjabi Bagh, New Delhi - 110026INDB0000043110234007011 25220037/38 25220046
JanakpuriB 23, Community Centre, Janakpuri, New Delhi - 110058INDB0000044110234008011 41000141 - 43 41000145
Ashok ViharB - 1/8, Ashok Vihar, Phase Ii, New Delhi - 110052.INDB0000143110234003011 27231115 - 7 27231113 (Telefax)
Lajpat Nagar“Ravissance House” 1st Ring Road, Lajpat Nagar Iv, New Delhi – 110 024INDB0000148110234010
Rohini, New DelhiAggarwal E - Mall, Sector – 7, Rohini, Delhi – 110 005INDB000014511023401127047094-99
Kailash Colony134/4, Lala Lajpat Rai Marg, Kailash Colony New Delhi - 110048INDB0000160110234014011 - 43394500 (100 Lines)
Vasant KunjCommon Cause House, 5, Institutional Area, Nelson Mandela Road, Vasant Kunj, New Delhi - 110070INDB0000161110234013011 - 43884400
Gulmohar - Yusuf SaraiS - 6, Building No. 18 & 19, Oriental House, Gulmohar Community Centre, Yusuf Sarai, New Delhi 110 0016INDB0000168110234014011 43394801
Karol Bagh18/8, Keltron Chambers, Main, Arya Samaj Road, Karol Bagh, New Delhi - 110 005INDB0000169110234017011 - 43394600 / 43394610
Rajouri GardenJ2/21, Rajouri Garden, New Delhi - 110 027INDB0000275110234023011-43882200
Defense ColonyA - 276, Bhishma Pitamah Marg, Defence Colony, New Delhi 110 024INDB0000281110234022011- 43771100
West Patel Nagar, DelhiGround Floor, 2w/3, West Patel Nagar, Opp. Metro Pillar No 195, New Delhi - 110 008INDB0000319110234026011-25883221, 25883223
NarainaB - 225, Naraina Industrial Area, Phase - 1, Near Bikanerwala, New Delhi - 110 028INDB0000321110234028011-25895332 / 25895331
JasolaShop No.gf-1, 2 & 5, Ground Floor, TOI Centre, Jasola, New Delhi - 110025INDB0000389110234039011-41008510, 41008511
Paschim Vihar, New Delhi# 2, State Bank Nagar, Paschim Vihar, New Delhi- 110 063INDB0000360110234030
Chandni Chowk, DelhiMunicipal No -43 To 46, Laxmi Niwas Building, Main Road- Chandni Chowk, Delhi 110006INDB0000372110234033011 - 23255006, 23255007
Indraprastha Extension (IP Extn), New DelhiGround & 1ST Floor, RG Square Mall, Unit No G-11, 12& 28 And F-110 & 111, Plot No 2, LSC At Mandawali Fazalpur, Indraprastha Extension( Ip Extn), Patparganj, New Delhi- 110 092 INDB0000544110234046011 - 43107691 / 92 / 93 / 98 / 99
Dwarka, New DelhiGround & 1st Floors, Antriksh Plaza, Plot No 2, Sector-10, Mlu, Dwarka, New Delhi- 110 075 INDB0000559110234054011 28088260 , 61 , 62 , 63 , 64.
New Friends Colony, New DelhiGround Floor & Basement, #no. 6, Dda Market, New Friends Colony, New Delhi-110065INDB0000607110234060011 - 45515712 - 16
Mayur Vihar New DelhiShop No Gf G5 Atm Ff F1 To F6 Plot No 24 Lsc Sachdeva Plaza Mayur Vihar Phase 2 New Delhi 110096INDB0000730v11023407343016901
Mohan Co-operative Indl Estate DelhiGround Floor A17 Block B1 Mohan Co Op Industrial Estate Mathura Road Delhi 110016INDB000073511023407241324907

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