About IndusInd Bank Personal Loan in New Delhi
The capital city of India is one of the destinations which is preferred by every people in terms of job and displacement. The people comes with many other personal needs and desire. But with the maintenance of lifestyle is expensive which results in less savings. It can become the hurdle for the fulfillment of the wishes. So, IndusInd bank personal loan is one of the ways to solve such financial problems. It is one of the best ways to secure the amount at affordable rates and get all the other benefits offered by the bank like quick processing, instant approval, less documentation, and fast disbursal.
IndusInd Bank Personal Loan New Delhi at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan New Delhi.
Address of IndusInd Bank Branches in New Delhi
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Barakhamba||Dr. Gopal Das Bhawan, 28, Barakhamba Road, New Delhi - 110001||INDB0000005||110234002||011 23738040 / 8408 / 8407 23738041|
|Nehru Place||‘F’ Block, Gr. Flr., International Trade Tower, Nehru Place, New Delhi - 110019||INDB0000012||110234003||011 26481119 / 20 Direct No. 26236539 26236537|
|Preet Vihar||C - 61, Preet Vihar Vikas Marg, New Delhi 110092||INDB0000031||110234005||011 22051623 /32/64 / 28 22051644|
|Punjabi Bagh||33, North West Avenue, Club Road, West Punjabi Bagh, New Delhi - 110026||INDB0000043||110234007||011 25220037/38 25220046|
|Janakpuri||B 23, Community Centre, Janakpuri, New Delhi - 110058||INDB0000044||110234008||011 41000141 - 43 41000145|
|Ashok Vihar||B - 1/8, Ashok Vihar, Phase Ii, New Delhi - 110052.||INDB0000143||110234003||011 27231115 - 7 27231113 (Telefax)|
|Lajpat Nagar||“Ravissance House” 1st Ring Road, Lajpat Nagar Iv, New Delhi – 110 024||INDB0000148||110234010|
|Rohini, New Delhi||Aggarwal E - Mall, Sector – 7, Rohini, Delhi – 110 005||INDB0000145||110234011||27047094-99|
|Kailash Colony||134/4, Lala Lajpat Rai Marg, Kailash Colony New Delhi - 110048||INDB0000160||110234014||011 - 43394500 (100 Lines)|
|Vasant Kunj||Common Cause House, 5, Institutional Area, Nelson Mandela Road, Vasant Kunj, New Delhi - 110070||INDB0000161||110234013||011 - 43884400|
|Gulmohar - Yusuf Sarai||S - 6, Building No. 18 & 19, Oriental House, Gulmohar Community Centre, Yusuf Sarai, New Delhi 110 0016||INDB0000168||110234014||011 43394801|
|Karol Bagh||18/8, Keltron Chambers, Main, Arya Samaj Road, Karol Bagh, New Delhi - 110 005||INDB0000169||110234017||011 - 43394600 / 43394610|
|Rajouri Garden||J2/21, Rajouri Garden, New Delhi - 110 027||INDB0000275||110234023||011-43882200|
|Defense Colony||A - 276, Bhishma Pitamah Marg, Defence Colony, New Delhi 110 024||INDB0000281||110234022||011- 43771100|
|West Patel Nagar, Delhi||Ground Floor, 2w/3, West Patel Nagar, Opp. Metro Pillar No 195, New Delhi - 110 008||INDB0000319||110234026||011-25883221, 25883223|
|Naraina||B - 225, Naraina Industrial Area, Phase - 1, Near Bikanerwala, New Delhi - 110 028||INDB0000321||110234028||011-25895332 / 25895331|
|Jasola||Shop No.gf-1, 2 & 5, Ground Floor, TOI Centre, Jasola, New Delhi - 110025||INDB0000389||110234039||011-41008510, 41008511|
|Paschim Vihar, New Delhi||# 2, State Bank Nagar, Paschim Vihar, New Delhi- 110 063||INDB0000360||110234030|
|Chandni Chowk, Delhi||Municipal No -43 To 46, Laxmi Niwas Building, Main Road- Chandni Chowk, Delhi 110006||INDB0000372||110234033||011 - 23255006, 23255007|
|Indraprastha Extension (IP Extn), New Delhi||Ground & 1ST Floor, RG Square Mall, Unit No G-11, 12& 28 And F-110 & 111, Plot No 2, LSC At Mandawali Fazalpur, Indraprastha Extension( Ip Extn), Patparganj, New Delhi- 110 092||INDB0000544||110234046||011 - 43107691 / 92 / 93 / 98 / 99|
|Dwarka, New Delhi||Ground & 1st Floors, Antriksh Plaza, Plot No 2, Sector-10, Mlu, Dwarka, New Delhi- 110 075||INDB0000559||110234054||011 28088260 , 61 , 62 , 63 , 64.|
|New Friends Colony, New Delhi||Ground Floor & Basement, #no. 6, Dda Market, New Friends Colony, New Delhi-110065||INDB0000607||110234060||011 - 45515712 - 16|
|Mayur Vihar New Delhi||Shop No Gf G5 Atm Ff F1 To F6 Plot No 24 Lsc Sachdeva Plaza Mayur Vihar Phase 2 New Delhi 110096||INDB0000730v||110234073||43016901|
|Mohan Co-operative Indl Estate Delhi||Ground Floor A17 Block B1 Mohan Co Op Industrial Estate Mathura Road Delhi 110016||INDB0000735||110234072||41324907|