IndusInd Bank Personal Loan Noida - Rates Dec 2023, IFSC, Eligibility, EMI

IndusInd Bank Personal Loan in Noida

About IndusInd Bank Personal Loan in Noida

IndusInd bank is one of the new generation banks that offers the range of products and services which have international quality and are one of the best. The personal loan offered by the bank have all the features and benefits that the customer requires. It tries to give the best facilities so that they can have good banking experience. It comes in the affordable range, has minimal documents, quick approval, and fast processing.

IndusInd Bank Personal Loan Noida at a glance

Interest Rate10.25% - 26.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Noida.

Address of IndusInd Bank Branches in Noida

Branch NameAddressIFSC CodeMICR Contact Details
NoidaB - 11, Vardhman Plaza, Gautam Budh Nagar, Sector 16, NoidaINDB00000361102340060120 2517417 / 20 2517415
Noida Sector 63H - 1, A/1, Zygon Square, Sector 63, Noida 201307INDB00001621102340120120 4782101 / 4782102 / 4782103 / 4782122 FAX NO: - 0120 4782100
Noida Sector 51B - 1/A, Shop No. 21, Sec 51, Noida 201 301, Uttar PradeshINDB00002761102340211204112626
OmegaGround Floor, Shop No 2, Sector Omega O1/p2, Noida- 201 306, Gautam Budh Nagar Dist, Uttar Pradesh.INDB00005131102340440120-2395143
Noida Sector 110Plot No 14, Block A/3, Sector-110, Noida-201 301, Dist: Gautam Budh Nagar, Uttar Pradesh INDB00005331102340430120-4571270
Alpha Greater NoidaGround Floor, Plot No B-2, Alpha-1, Commercial Belt, Greater Noida, Uttar Pradesh-201 306INDB00005461102340500120-4572238
Noida Sector 48C 232 A By 1, Main Dadri Road, Sector 48, Noida 201 304, Gautam Budh Nagar Dist, Uttar PradeshINDB00005651102340552571773
Noida Sector 62Shop No 22 23 And Shop No 21 22 1st Flr Stellar IT Park Tower 2 Sector 62 Noida 201301 UpINDB00005881102340561204314627
Sector 12 NoidaGrd Flr Shop No 5 6 8 9 Block I 25 Sector 12 Noida 201301 Dist Gautam Buddh Nagar Uttar PradeshINDB00006721102340642548493
Sector 50 NoidaBasement Grd First Flr Plot No 30 Block B1 Central Mkt Sec 50 Noida Dist Gautam Budhnagar UP 201301INDB00007031102340652502822
Noida Commercial Co Op Bank Ltd NoidaVeerwati Palace Bhoja Market Near Vinayak Hospital Sec 27 Noida G B NagarINDB0NCCB0011100942773144321
Sector 119 NoidaGround Floor Plot No Gh 004 Hall No 8 Sec 119 Noida 201 301 Gautam Budh Nagar Uttar PradeshINDB00007551102340796900373

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