Karnataka Bank Personal Loan in Ghaziabad

About Karnataka Bank Personal Loan Ghaziabad

Karnataka Bank has a big box full of financial products which it offers to the people living in Ghaziabad. The bank provides all the eligible salaried employees in Ghaziabad a personal loan so that they can realize their personal wishes. The bank has opened one branch in the city of Ghaziabad for delivering all the products on the right time. A personal loan offered by the bank is very much in demand in the market because of minimal documentation and affordable monthly EMIs.

Karnataka Bank Personal Loan Ghaziabad at a glance

The essential details about the product offered by Karnataka Bank have been given below.

ParticlularsDescription
Interest Rates12.70%
Loan Amount₹5 Lakhs
Tenure5 Years
Processing Fees0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria for Karnataka Bank Personal Loan Ghaziabad

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
  • The product can only be availed by salaried employees who earn good and stable income from a regular source.
  • Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
  • The applicant should be a resident of India.
  • The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan Ghaziabad

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

  • Loan Application with passport size photographs
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
  • Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

For more details, have a look at Personal Loan Ghaziabad.

Address of Karnataka Bank branches in Ghaziabad

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
GhaziabadGround Floor, Gaur Gravity Mall, 8, Vaibhav Khand, Indirapuram, Ghaziabad - 201014, U.P.KARB00002661100520221800 425 1444

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