Karnataka Bank Personal Loan in Ghaziabad

Last Updated : April 27, 2017, 6:13 p.m.

About Karnataka Bank Personal Loan Ghaziabad

Karnataka Bank has a big box full of financial products which it offers to the people living in Ghaziabad. The bank provides all the eligible salaried employees in Ghaziabad a personal loan so that they can realize their personal wishes. The bank has opened one branch in the city of Ghaziabad for delivering all the products on the right time. A personal loan offered by the bank is very much in demand in the market because of minimal documentation and affordable monthly EMIs.

Karnataka Bank Personal Loan Ghaziabad at a glance

The essential details about the product offered by Karnataka Bank have been given below.

Eligibility Criteria for Karnataka Bank Personal Loan Ghaziabad

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

• The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
• The product can only be availed by salaried employees who earn good and stable income from a regular source.
• Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
• The applicant should be a resident of India.
• The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan Ghaziabad

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

• Loan Application with passport size photographs
• Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
• Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
• Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

For more details, have a look at Personal Loan Ghaziabad .

Address of Karnataka Bank branches in Ghaziabad

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.