Karnataka Bank Personal Loan in Guwahati

About Karnataka Bank Personal Loan Guwahati

Karnataka Bank offers a personal loan to all the eligible loan seekers in the city who require funds to take care of their personal needs. The product offered by the bank can be availed by a salaried employee based in Guwahati. The product is tailor-made to meet the requirements of the loan seeker. Karnataka Bank has opened one branch in the city and it offers the personal product at low rates of interest. An interested person has to meet the eligibility criteria first in order to avail the product.

Karnataka Bank Personal Loan Guwahati at a glance

The essential details about the product offered by Karnataka Bank have been given below.

ParticlularsDescription
Interest Rates12.70%
Loan Amount₹5 Lakhs
Tenure5 Years
Processing Fees0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria for Karnataka Bank Personal Loan Guwahati

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
  • The product can only be availed by salaried employees who earn good and stable income from a regular source.
  • Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
  • The applicant should be a resident of India.
  • The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan Guwahati

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

  • Loan Application with passport size photographs
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
  • Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

For additional details, please refer to Personal Loan Guwahati.

Address of Karnataka Bank branches in Guwahati

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
GuwahatiIst Floor, Ganga Bhavan, Opp Sb Deorah College, Gs Road, Ulubari, Guwahati - 781007KARB00002647810520021800 425 1444

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