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Kotak Mahindra Bank Home Loan in Chandigarh

Kotak Mahindra Bank Home Loan in Chandigarh

Last Updated : April 19, 2017, 3:43 p.m.

About Kotak Mahindra Bank Home Loan in Chandigarh

Keep your tensions off as Kotak Mahindra Bank is here with its multiple banking products and services. It provides the various products to satisfy the requirements of the people. It understands the needs of its customers and therefore has out rolled the facility of home loan. The candidates can avail the loan of up to 90% of the property value.

Kotak Mahindra Bank Home Loan in Chandigarh at a Glance

Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Chandigarh

Address of Kotak Mahindra Bank Branches in Chandigarh

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Chandigarh are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Mani Majra - Nac

Kotak Mahindra Bank Ltd, Basement & Ground Floor, SCO No 826, Mani Majra Nac, Chandigarh, Mani Majra - 160101, Chandigarh, IndiaKKBK0000259160485005(0172) 6628759
Chandigarh - Sec 9

S.C.O. 153 - 154 - 155, Sector 9 - C, Madhya Marg, Chandigarh - 160 017KKBK0000282160485001(0172) 5008600
Chandigarh Sector 35 B Branch

Kotak Mahindra Bank Ltd, Ground Floor, Sco - 335 - 336, Sector - 35 B Chandigarh 160035KKBK00002961604850061800226022
Madhya MargS.C.O. 153 -154 -155, Sector 9 - C, Madhya Marg, Chandigarh - 160017, PunjabKKBK0000282 NON- MICR18602662666
SamralaKhata No. 842/871, Khasra No. 53/57 (0-10), Samrala, Chandigarh - 141114, Chandigarh
Sector 22 CSCO 2477-78, Sector - 22 C, Sector 22 C, Chandigarh - 160022, ChandigarhKKBK0000296 NON- MICR
Sec 27 DSCO 2, Sec 27 D, Sector 27 D, Chandigarh - 160019, ChandigarhKKBK0004201 NON- MICR
Sector 44 DSCO No. 364, Sector 44 D, Chandigarh - 160047, ChandigarhKKBK0004204 NON- MICR
Sector - 8 CSCO 70-71, Ground Floor, Sector - 8C, Madhya Marg, Chandigarh (UT), Sector 8 C, Chandigarh - 160018, ChandigarhKKBK0004202NON- MICR
SohanaKhasra No.678, Chandigarh Landran Road, Sohana, Chandigarh - 140308, ChandigarhKKBK0004092NON- MICR

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