Kotak Mahindra Bank Home Loan in Ghaziabad
Last Updated : May 5, 2018, 3:32 p.m.
About Kotak Mahindra Bank Home Loan in Ghaziabad
Book your desired home without worrying about the money as Kotak Mahindra Bank ease your trouble by rendering home loan. You can apply for the home loan at the nearest bank branch or online. It provides you with the facility to repay your loan amount in installments. You can choose the tenure of repayment as the bank grants the loan for the maximum period of 20 years.
Kotak Mahindra Bank Home Loan in Ghaziabad at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.70% onwards |
Loan amount | Up to 90% of the property |
Tenure | Up to 20 years |
Processing fee | Nil |
Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:
Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.
Documentation Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
To know more read Home Loan Ghaziabad
Address of Kotak Mahindra Bank Branches in Ghaziabad
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Ghaziabad are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Ghaziabad | 30 & 31, Navyug Market, P. B. #75, Ghaziabad - 201001 Uttar Pradesh | KKBK0000677 | 110485033 | (0120) 4175102 |
Ghaziabad Main Branch | C, 77 RDC, Raj Nagar District Centre, Ghaziabad - 201001 | KKBK0005295 | NON-MICR | 1800-102-6022 |
Indirapuram Br | Shop No. AG-11, 12, 38, 39 & 40 ON Ground Floor Aditya City Center Indirapuram, Ghaziabad - 201014 Uttar Pradesh | KKBK0005289 | NON-MICR | 0120-4308678, 0120-4309857 |
Raj Nagar Ghaziabad | ALL India Institute of Tech Medicals Plot #13 RDC Opposite Telephone Exchange Raj NGR, Ghaziabad - 201002 Uttar Pradesh | KKBK0005296 | NON-MICR | 1800-102-6022 |
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