Kotak Mahindra Bank Home Loan in Kochi

Last Updated : May 5, 2018, 3:33 p.m.
About Kotak Mahindra Bank Home Loan in Kochi
Answer your requirements in the best possible manner as Kotak Mahindra Bank is there to support you financially in all your endeavours. With a plethora of banking products and services, it caters different requirements of the people. The information about the bank’s home loan product is provided below. Read the details carefully before applying.
Kotak Mahindra Bank Home Loan in Kochi at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.70% onwards |
Loan amount | Up to 90% of the property |
Tenure | Up to 20 years |
Processing fee | Nil |
Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:
Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.
Documentation Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
To know more read Home Loan Kochi
Address of Kotak Mahindra Bank Branches in Kochi
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kochi are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Pams Palace, Palace Road, Mattancherry | Pams Palace , Palace Road, Mattancherry, Kochi - 682002, Kerala | KKBK0009015 | NON-MICR | 18602662666 |
Mamagalam | 34/2289 D Mathewsons Centre Point, Mamagalam, Palarivattom, Ernakulam, Kochi - 682025, Kerala | KKBK0009289 | NON-MICR | 0484 4010509 |
Palarivattom | 32/1172, A-1, Ground Floor, Veerath Complex, Palarivattom, Palarivattom, Kochi, Kochi - 682025, Kerala | KKBK0009017 | NON-MICR | 18602662666 |
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