Kotak Mahindra Bank Home Loan in Lucknow
Last Updated : May 5, 2018, 3:34 p.m.
About Kotak Mahindra Bank Home Loan in Lucknow
Kotak Mahindra Bank extends its valuable service in the city of Lucknow. The bank provides multiple banking products to the residents to enhance their experience. It even offers home loan to make it possible for the residents to move in their dream home. Read the details carefully and apply.
Kotak Mahindra Bank Home Loan in Lucknow at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.70% onwards |
Loan amount | Up to 90% of the property |
Tenure | Up to 20 years |
Processing fee | Nil |
Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:
Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.
Documentation Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
To know more read Home Loan Lucknow
Address of Kotak Mahindra Bank Branches in Lucknow
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Lucknow are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Kotak Mahindra 5/27, Gomtinagar | 5/27, Vishal Khand, Gomtinagar, Lucknow - 226010 Uttar Pradesh | KKBK0000678 | 226485003 | 0522 4151900, 0522 4151925 |
Kotak Mahindra Alambagh Lucknow | Upper Ground Floor Basant Tower Khasra #827 3 826 16 A 25 A Guru Nanak Nagar Alambagh, Lucknow - 226005 Uttar Pradesh | KKBK0005197 | NON-MICR | 1800-102-6022 |
Kotak Mahindra Aliganj | Aliganj Branch- Lucknow- UP Ground Floor, 40, Chandralok, Aliganj, Lucknow-UP - 226020 Uttar Pradesh | KKBK0005190 | NON-MICR | 0522-4114710, 0522-4114702 |
Kotak Mahindra Atrauli | Shop #5 6 Upper Ground Floor Khasra #57 Atrauli Post Mohanlalganj Uttar Pradesh - 226301 | KKBK0005198 | NON-MICR | 1800-102-6022 |
Kotak Mahindra Gomtinagar Lucknow | 4 34 Vivek Khand Gomtinagar, Lucknow - 226002 Uttar Pradesh | KKBK0005196 | NON-MICR | 1800-102-6022 |
Kotak Mahindra Indira Nagar | Upper Ground Floor SH #24, 26, 27, Lekhraj Khazana, Sector4 Indira Nagar, Lucknow - 226016 Uttar Pradesh | KKBK0005191 | NON-MICR | 0522 4934950 |
Kotak Mahindra Lucknow Aminabad | Ground Floor #92 190 New #92 081 Gautam Budh Marg Aminabad Lucknow - 226018 Uttar Pradesh | KKBK0005194 | NON-MICR | 0522 - 2681114, 0522 - 2681113 |
Kotak Mahindra Lucknow Ashiyana Colony | Ground Floor Plot No K 34 Ashiyana Colony Power House Chauraha, Lucknow - 226010 Uttar Pradesh | KKBK0005199 | NON-MICR | 1800-102-6022 |
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