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Kotak Mahindra Bank Personal Loan in Chandigarh

Kotak Mahindra Bank Personal Loan in Chandigarh

Last Updated : May 4, 2018, 3:52 p.m.

About Kotak Mahindra Bank Personal Loan in Chandigarh

Are you facing any financial difficulty? Worry not Kotak Mahindra Bank with its whole range of products is here to help you. It has introduced personal loan for the people who need funds to fulfill their various requirement. The bank aims at satisfying people without burdening their pocket and therefore charges nominal interest. Check the interest rate mentioned below and apply now.

Kotak Mahindra Bank Personal Loan in Chandigarh at a Glance

ParticularsDetails
Interest Rate10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Needed

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Chandigarh

Address of Kotak Mahindra Bank Branches in Chandigarh

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Chandigarh are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Mani Majra - Nac

Kotak Mahindra Bank Ltd, Basement & Ground Floor, SCO No 826, Mani Majra Nac, Chandigarh, Mani Majra - 160101, Chandigarh, IndiaKKBK0000259160485005(0172) 6628759
Chandigarh - Sec 9

S.C.O. 153 - 154 - 155, Sector 9 - C, Madhya Marg, Chandigarh - 160 017KKBK0000282160485001(0172) 5008600
Chandigarh Sector 35 B Branch

Kotak Mahindra Bank Ltd, Ground Floor, Sco - 335 - 336, Sector - 35 B Chandigarh 160035KKBK00002961604850061800226022
Madhya MargS.C.O. 153 -154 -155, Sector 9 - C, Madhya Marg, Chandigarh - 160017, PunjabKKBK0000282NON- MICR18602662666
SamralaKhata No. 842/871, Khasra No. 53/57 (0-10), Samrala, Chandigarh - 141114, Chandigarh
KKBK0004088NON- MICR
18602662666
Sector 22 CSCO 2477-78, Sector - 22 C, Sector 22 C, Chandigarh - 160022, ChandigarhKKBK0000296NON- MICR
18602662666
Sec 27 DSCO 2, Sec 27 D, Sector 27 D, Chandigarh - 160019, ChandigarhKKBK0004201NON- MICR
18602662666
Sector 44 DSCO No. 364, Sector 44 D, Chandigarh - 160047, ChandigarhKKBK0004204NON- MICR
18602662666
Sector - 8 CSCO 70-71, Ground Floor, Sector - 8C, Madhya Marg, Chandigarh (UT), Sector 8 C, Chandigarh - 160018, ChandigarhKKBK0004202NON- MICR
18602662666
SohanaKhasra No.678, Chandigarh Landran Road, Sohana, Chandigarh - 140308, ChandigarhKKBK0004092NON- MICR
18602662666

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