About Kotak Mahindra Bank Personal Loan in Chandigarh
Are you facing any financial difficulty? Worry not Kotak Mahindra Bank with its whole range of products is here to help you. It has introduced personal loan for the people who need funds to fulfill their various requirement. The bank aims at satisfying people without burdening their pocket and therefore charges nominal interest. Check the interest rate mentioned below and apply now.
Kotak Mahindra Bank Personal Loan in Chandigarh at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.25% Onwards |
| Loan amount | Minimum - ₹ 50,000 Maximum - ₹ 15,00,000 |
| Tenure | Maximum - 5 years |
| Processing fee | Up to 2% of the loan amount + service tax |
| Pre- payment charges | As per bank’s norm |
Eligibility Criteria
The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:
All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years
Documents Needed
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Duly filled Application form
- 1 Latest Photograph
- Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
- Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
- Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
- Signature Proof
- Ownership Proof
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
- Latest Income Tax Return
- Bank Account Statements
For more details refer Personal Loan Chandigarh
Address of Kotak Mahindra Bank Branches in Chandigarh
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Chandigarh are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Mani Majra - Nac | Kotak Mahindra Bank Ltd, Basement & Ground Floor, SCO No 826, Mani Majra Nac, Chandigarh, Mani Majra - 160101, Chandigarh, India | KKBK0000259 | 160485005 | (0172) 6628759 |
| Chandigarh - Sec 9 | S.C.O. 153 - 154 - 155, Sector 9 - C, Madhya Marg, Chandigarh - 160 017 | KKBK0000282 | 160485001 | (0172) 5008600 |
| Chandigarh Sector 35 B Branch | Kotak Mahindra Bank Ltd, Ground Floor, Sco - 335 - 336, Sector - 35 B Chandigarh 160035 | KKBK0000296 | 160485006 | 1800226022 |
| Madhya Marg | S.C.O. 153 -154 -155, Sector 9 - C, Madhya Marg, Chandigarh - 160017, Punjab | KKBK0000282 | NON- MICR | 18602662666 |
| Samrala | Khata No. 842/871, Khasra No. 53/57 (0-10), Samrala, Chandigarh - 141114, Chandigarh | KKBK0004088 | NON- MICR | 18602662666 |
| Sector 22 C | SCO 2477-78, Sector - 22 C, Sector 22 C, Chandigarh - 160022, Chandigarh | KKBK0000296 | NON- MICR | 18602662666 |
| Sec 27 D | SCO 2, Sec 27 D, Sector 27 D, Chandigarh - 160019, Chandigarh | KKBK0004201 | NON- MICR | 18602662666 |
| Sector 44 D | SCO No. 364, Sector 44 D, Chandigarh - 160047, Chandigarh | KKBK0004204 | NON- MICR | 18602662666 |
| Sector - 8 C | SCO 70-71, Ground Floor, Sector - 8C, Madhya Marg, Chandigarh (UT), Sector 8 C, Chandigarh - 160018, Chandigarh | KKBK0004202 | NON- MICR | 18602662666 |
| Sohana | Khasra No.678, Chandigarh Landran Road, Sohana, Chandigarh - 140308, Chandigarh | KKBK0004092 | NON- MICR | 18602662666 |