Kotak Personal Loan Chennai - IFSC, Rates March 2024, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Chennai

About Kotak Mahindra Bank Personal Loan in Chennai

Want a loan to arrange a grand wedding of your daughter or to visit your dream destination, Kotak Mahindra Bank is always ready to help you. The bank grants loan for the minimum amount of ₹ 50,000 to up to ₹ 15,00,000. It sanctions the loan for the maximum repayment period of 5 years. The eligible candidate can avail the benefit of the loan. Check the eligibility now and grab the deal.

Kotak Mahindra Bank Personal Loan in Ahmedabad at a Glance

ParticularsDetails
Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Chennai

Address of Kotak Mahindra Bank Branches in Chennai

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Chennai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Chennai - Anna Salai

Capital E Ground Floor, 555, Anna Salai, Chennai - 600 018KKBK0000462600485003(044) 42040205
Chennai - Adyar

Krishna Manasi, Old Door No - 45, New No - 97, 1st Main Road, Gandhi Nagar, AdayarKKBK0000463600485004(044) 52607920
Chennai - Parrys Corner

3, Dass India Tower, 2nd Line Beach, Parrys, Chennai - 600 001KKBK0000464600485005(044) 65722022
Chennai - Kodambakkam

Kotak Mahindra Bank Ltd " Sri Hari Building " Ground Floor Door No 337 , Arcot Road Kodambakkam Chennai - 600 024 Tamil NaduKKBK0000466600485006044 - 43587800
Chennai - Kelambakkam

Kotak Mahindra Bank Ltd Vinayaga Mansion, First Floor Door Nos. 2/44, 2/45, 2/46, 2/47 & 2/48 Susheela Nagar Layout, Rajiv Gandhi Road [OMR], Kelambakkam, Tamil Nadu - 603 103KKBK0000467600485007(044) 27498238
Chennai - T. Nagar

Kotak Mahindra Bank Ltd. Ground Floor, Shree Essarar Towers, 41 Venkatnarayana Road, T. Nagar, Chennai - 600017 Tamil NaduKKBK0000468600485008(044) 42694607 / 08
Anna Nagar

Kotak Mahindra Bank Ltd, Block Q - 100, Plot No 3698, 3rd Avenue, Anna Nagar, Chennai 600040, Tamil NaduKKBK0000469600485011044- 45082501/02/03
Nungambakkam Branch

Kotak Mahindra Bank Limited Nungambakkam Branch-Chennai Ground Floor & Mezzanine, Apeejay House, 39/12, Haddows Road, Nungambakkam, Chennai-600006KKBK000847160048501418001026022
Adayar21, 2nd Avenue, M G Road, Shastri Nagar, Adayar, Chennai - 600020, Tamil NaduKKBK0008491NON-MICR18602662666
Anna NagarBlock Q-100, Plot No 3698, 3rd Avenue, Anna Nagar, Chennai - 600040, Tamil Nadu.
KKBK0000469NON-MICR18602662666
Ashok NagarGr Floor, New No. 85, Old No. 30, Maharaja Towers First Avenue, Ashok Nagar , Chennai - 600083, Tamil NaduKKBK0008479NON-MICR
18602662666
GuindyMadras Race Club, Guindy, Chennai - 600032, Tamil NaduKKBK0008493
NON-MICR
18602662666
KodambakkamSri Hari Building, Ground floor, Door No. 337, Block No. 24 T. S. No. 64 70, Puliyur Village, Arco Road, Kodambakkam, Chennai - 639114, Tamil NaduKKBK0000466NON-MICR
18602662666
KoyambeduNo 3, Rathinapuri Layout, Jawaharlal Nehru Road (100 Feet Road), Koyambedu, Koyembedu, Chennai - 600107, Tamil NaduKKBK0008477NON-MICR
18602662666
MadippakkamDoor No. 70 / 1, Medavakkam Main Road, Madippakkam, Kancheepuram Dist, Chennai - 600091, Tamil NaduKKBK0000471
NON-MICR
18602662666
Mount Road185, Anna Salai , Near Tvs, Mount Road, Chennai - 600006, Tamil NaduKKBK0008485NON-MICR
18602662666
Perungudi14, Old Mahabalipuram Road, Kandanchavadi, Perungudi, Chennai - 600096, Tamil NaduKKBK0008780NON-MICR
18602662666

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%