Kotak Personal Loan Gurugram - IFSC, Rates Dec 2023, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Gurugram

About Kotak Mahindra Bank Personal Loan in Gurugram

To resolve the personal financial problem of the citizen of the country, Kotak Mahindra Bank has proposed multiple products and services. It gives personal loan for the amount ranging from ₹ 50,000 to ₹ 15,00,000. The loan is sanctioned for the repayment period of up to 5 years. The amount disbursed under the loan scheme can be used for any purpose. Read the details and apply instantly to reap the benefits.

Kotak Mahindra Bank Personal Loan in Gurugram at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Gurugram

Address of Kotak Mahindra Bank Branches in Gurugram

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Gurugram are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
DLF Phase IVSuper Mart 1, DLF Phase IV, DLF Phase 4, Gurugram - 122007, HaryanaKKBK000029111048504718602662666
GurugramJMD Regent Square, Mehrauli Gurugram Road, Opposite Bristol Hotel KKBK000026111048500218602662666
Gurugram - Sector 14

Kotak Mahindra Bank Ltd. Ground Floor SCO 16 Sector 14 Gurugram , Haryana - 122 001KKBK0000287110485027(0124) 4215271
Gurugram Golf Course Road

Kotak Mahindra Bank Ltd. Ground Floor, Block - B, Vatika Atrium, Sector 53, Golf Course Road, Gurugram 122001, HaryanaKKBK0000289110485043(0124) 4211000
Old Judicial Complex Branch

Kotak Mahindra Bank Ltd, Ground Floor, First Floor & Basement Area, Plot No. 61, Sector Old Judicial Complex, Gurugram - 122001, HaryanaKKBK00002991104850591800226022
DLF Phase I Gurugram Branch

Kotak Mahindra Bank Ltd, DLF Phase I , (Arjun Marg), Gurugram Ground Floor, & Mezzanine, Shop No.27 & 28, Shopping Mall Building, Dlf Qutab Enclave Complex, Phase-I, Gurugram-122002KKBK000425311048506118001026022
Gurugram Sushant Lok Branch

Kotak Mahindra Bank Limited Sushant Lok Branch- Gurugram ( Haryana) Ground Floor & Mezzanine Floor, Shop Number Gf-21, The Peach Tree Complex, Block-C, Sushant Lok-1, Gurugram, Haryana - 122 001KKBK000425611048506618001026022

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