Kotak Personal Loan Mumbai - Rates March 2024, IFSC, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Mumbai

About Kotak Mahindra Bank Personal Loan in Mumbai

The dream city of Mumbai can now avail the benefit of a personal loan from Kotak Mahindra Bank. The bank extends the loan for the maximum tenure of 5 years. It sanctions up to ₹ 15,00,000 to the candidates depending on their eligibility. Check the eligibility now and apply for the loan.

Kotak Mahindra Bank Personal Loan in Mumbai at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Mumbai

Address of Kotak Mahindra Bank Branches in Mumbai

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Mumbai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Mumbai - Sion (W)

Kotak Mahindra Bank Ltd. Kum Kum Chs, Jain Society, Off Eastern Express Highway, Behind Dominos, Sion (W) - 400022KKBK0000635400485043(022) 24081051
Mumbai - Opera House

Kotak Mahindra Bank Limited. 480, Sanghrajka House, S.V.P Road, Opera House, Mumbai - 400004 , MaharashtraKKBK00006664004850339819291132
Hughes Road

Kotak Mahindra Bank Ltd, Gr Flr Unit 2 & Basement Unit B Manek Lodge, N S Patkar Marg, Hughes Road, Mumbai 400007KKBK000063940048504423885571/72/73

Kotak Mahindra Bank Ltd. City View Building, 201, Dr. Annie Besant Road, Worli, Mumbai – 400018KKBK000063440048504267474200-03
Mumbai - Kandivali (E)

Kotak Mahindra Bank Ltd. Gayatri Enclave, Gr. Floor 90 Feet Road, Thakur Complex Kandivali (E) Mumbai - 400 101KKBK0000633400485041(022) 67413242

Kotak Mahindra Bank Ltd. Shop No. 9, 10, 11 & 12, Veer Mahal Chs, Ground Floor, Dr. Babasaheb Ambedkar Road, Parel, Mumbai 400 012KKBK000064040048504665991985/ 86

Kotak Mahindra Bank Ltd. Evershine Angan, Gr Floor, Plot No 4, Jawahar Nagar, Goregaon West, Mumbai 400062KKBK000064340048504567587970/71
Lokhandwala - Andheri

Kotak Mahindra Bank Ltd, Shop Numbers 9, 10 And 11, Ground Floor, Wing B, Silver Spring Plot No.118, Lokhandwala Complex, Andheri West, Mumbai - 400053KKBK00006804004850541800226022
Andheri - Kurla Road

Kotak Mahindra Bank Ltd, Unit No - 2 & 3, Ground Floor, Satellite Silver, Satellite Silver Co - Operative Hsg Society Ltd, Andheri - Kurla Road, Cts No - 1613, 1613/1, Andheri East, Mumbai - 400059KKBK00006814004850551800226022

Kotak Mahindra Bank Ltd, Unit No. 1, Ground Floor Rajshree Plaza, Rajshree Plaza Premises Co - Operative Soc. Limited, Opposite Shreyas Cinema, Lbs Marg, Ghatkopar (west) Mumbai - 400086KKBK00006824004850571800226022
S V Road Branch

Kotak Mahindra Bank Ltd, Shop No. 1 To 5 On The Ground Floor & Basement, Dattani Chambers, Dattani Chambers Co - Operative HSG Soc. Ltd, Swami Vivekanand Road, Malad (west), Mumbai - 400064KKBK00006834004850561800226022
Vikhroli West

Kotak Mahindra Bank Ltd, Shop No.3 & Shop No.4, Ground Floor, Karma Stambh, Next To Hcc Business Park, Lbs Road, Vikhroli (west), Mumbai - 400079KKBK0000684NON-MICR1800226022
L J Road Branch

Kotak Mahindra Bank Ltd, Ground Floor, First Floor Gayatri Apartment, Opposite Vijay Sales, L J Road, Mahim ( West) Mumbai - 400016KKBK00013454004850581800226022
LBS Road Bhandup Branch

Kotak Mahindra Bank Ltd, Ground Floor & First Floor, Hotel Pride, Lbs Road, Bhandup ( West), Mumbai - 400078KKBK00013464004850591800226022
Mumbai Currency Chest

Kotak Mahindra Bank Ltd, Ground Floor, Admin Bldg., Western Industrial Co-Op Estate Ltd., Opp Seepz Main Gate, Midc (marol), Andheri EastKKBK0001340NON-MICR1860 266 2666
Veera Desai Branch

Kotak Mahindra Bank Ltd, Shop No.-1, Ground Floor, Wing-A Dev Presitige In Azad Nagar Prestige Co-Operative Housing Society Ltd, Azad Nagar Road No-3, Veera Desai Road, Andheri (west), Mumbai-400058KKBK00013514004850641800226022
Dadar East Branch

Kotak Mahindra Bank Ltd, Dadar East Branch Mumbai, Ground Floor Shop No.11-12-13& 13a, & First Floor-Unit No.14, Dharamputra Building, Dr. Babasaheb Ambedkar Road, Dadar East- Mumbai-400014KKBK000135440048506718001026022
Kharghar Branch

Kotak Mahindra Bank Limited Kharghar Branch Ground Floor Shop No. 1, 2, 3, 4, 5 & 6, Vaibhav Chsl, Plot No. 28, Sector-11, Kharghar, Navi Mumbai-410210KKBK000135640048506818001026022
Borivali Chamunda Circle Branch

Kotak Mahindra Bank Limited Chamumda Circle Branch- Borivali Ground Floor (part), Jay Bhadra Villa Plot No.14 , S V Road, Near Chamunda Circle , Borivali (west) Mumbai-400092KKBK000135740048507218001026022
Dahisar East Branch

Kotak Mahindra Bank Limited Dahisar East Branch-Mumbai Ground Floor & Mezzanine Floor, Ram Kumar Thakur Road, Dahisar (east) Mumbai-400068KKBK000135840048507118001026022
Mahavir Nagar Kandivali West Branch

Kotak Mahindra Bank Limited Mahavir Nagar Kandivali Branch Mumbai First Floor Flat No. 129 & 130, Wing H, Raj Arcade Near Jain Temple, Kandivali (west), Mumbai-400067KKBK000135940048507618001026022
Shivshankar Plaza I Sector 8 Airoli Branch

Kotak Mahindra Bank Limited Airoli Branch- Navi Mumbai Ground Floor & First Floor, Shop No. 11, 12, & 13 Shivshankar Plaza- Shivshankar Plaza- I, Co-Operative Housing Society Limited, Sector -8, Airoli Navi Mumbai- 400708KKBK000136040048506918001026022
Dr C Gidwani Marg Chembur Branch

Kotak Mahindra Bank Limited Chembur Branch- Mumbai Ground Floor, Shop No.7, 8 & 9, Basant Vihar Commercial Complex Premises- Co-Operative Society Limited, Near Basant Cinema, Dr. C. Gidwani Marg, Chembur Mumbai -400074KKBK000136140048507018001026022
LBS Marg Mulund Branch

Kotak Mahindra Bank Ltd, Shop No.8, Ground Floor, Vikas Paradise LBS Marg, Mulund (west), Mumbai-400080KKBK00013524004850651800226022

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%