Kotak Personal Loan New Delhi - Rates March 2024, IFSC, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in New Delhi

About Kotak Mahindra Bank Personal Loan in New Delhi

Get a quick personal loan at Kotak Mahindra Bank. The bank offers loan facility to all the candidates qualifying the eligibility criteria. The disbursal amount depends on the income and repayment capacity of the individual. The individual can know the amount he is eligible for by the personal loan eligibility calculator. For more details study the table below.

Kotak Mahindra Bank Personal Loan in New Delhi at a Glance

ParticularsDetails
Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan New Delhi

Address of Kotak Mahindra Bank Branches in New Delhi

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in New Delhi are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
New Delhi - Connaught Place

Ground Floor, Ambadeep, 14, Kasturba Gandhi Road, New Delhi - 1KKBK0000172110485003(011) 51790000
New Delhi - Greater Kailash Ii

M - 43 A, M Block Market, Greater Kailash - Ii, New Delhi - 110 048KKBK0000173110485005(011) 42194900
New Dehi - Punjabi Bagh

4 Sector Iv Market, North - West Avenue Rd., Club Road, Punjabi BaghKKBK0000174110485007(011) 42256200
New Delhi - Safdarjung Enclave
A - 1/24, Safdarjung Enclave, New Delhi - 110 029KKBK0000175110485006(011) 41654491
New Delhi - New Friends Colony

New Friends Colony D - 960, New Friend's Colony, New Delhi 110065KKBK0000176110485009(011) 41626666
New Delhi - Palam

Khasra, No 65, Harphool Singh Market, Main Dwarka Janakpuri Road, Palam, New Del Pin Code 110 045KKBK0000177110485008(011) 45521060-65
New Delhi - Old Rajinder Nagar

79, Old Rajinder Nagar Market, New Delhi - 110060KKBK0000179110485010(011) 42430860
New Delhi - Preet Vihar

7 Bharati Artist Colony, Vikas Marg, Preet Vihar New Delhi 110 072KKBK00001831104850119910892042-45
New Delhi - Gulmohar Park

21, Comuinity Centre, Yusuf Saria , Gulmohar, New Delhi 110 049
KKBK0000184110485015(011) 46066730
New Delhi - Model Town

B - 1, Gujranwala Town Part - 1, Model Town New Delhi - 110 009KKBK0000185110485012(011) 47013200
New Delhi - Chandani Chowk

739, 1st Floor, Katra Hardayal, Chandni Chowk Delhi - 110 006KKBK0000186110485017(011) 23240390
New Delhi - Saket

26, Community Center, PVR Complex, Malviya Nagar Extention Saket New Delhi 110 017KKBK0000187110485016(011) 40592000
Delhi - Kamlanagar

Kotak Mahindra Bank Ltd. 19 C UA , Jawahar Nagar, Bunglow Road , Kamla Nagar, New Delhi - 110007KKBK0000190110485035(011) 47088308
New Delhi - Karol Bagh

Kotak Mahindra Bank Ltd. 16/10 Ground Floor Arya Samaj Road Karol Bagh New Delhi 110KKBK0000191110485019(011) 45064626
New Delhi - Mansarovar Garden

Kotak Mahindra Bank Ltd. D - 209, Ground Floor, D - 209, Ground Floor, Ring Road, Mansarover Garden, New Delhi - 110 018KKBK0000192110485018(011) 45519606
New Delhi - Dwarka

Kotak Mahindra Bank Ltd G - 1, 2, 3 Manish Mega Plaza Plot No. 13, Sector - 5, Plot No. 13, Sector - 5KKBK0000193110485023(011) 45509453
New Delhi - Greater Kailash I

Kotak Mahindra Bank Ltd. G - 5 - 13, Plot No.1& 2, Basement B - 4, Local Shopping Centre, Pamposh Enclave, Greater Kailash I, New Delhi 110048KKBK0000195110485025(011) 66082501

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%