Kotak Personal Loan Noida - Rates March 2024, IFSC, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Noida

About Kotak Mahindra Bank Personal Loan in Noida

Kotak Mahindra Bank answers the extreme and urgent need of funds by offering the financial product named personal loan. This loan facility is available for all those who earn regular and decent income. Those who want to take advantage of this facility have to submit the loan application form along with the documents needed for the personal loan. Read the details and checklist provided in the following sections.

Kotak Mahindra Bank Personal Loan in Noida at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Noida

Address of Kotak Mahindra Bank Branches in Noida

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Noida are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra Noida B 1 Sector 16Basement, Ground Floor, First Floor, Second Floor, B-1, Sector 16 - 201301KKBK00050291104850701800-102-6022
Ansal Fortune ArcadeShop Nos: 2-4, 42-46 & LGF-50, Plot No 84, Ansal Fortune Arcade, Sector - 18, Noida - 201301, Uttar PradeshKKBK0005033
Sector 18G-31/32, Block G, Sec 18, Sector 18, Noida - 201301, Uttar PradeshKKBK0000181110485004(0120) 4364800
Sector 51B1/8, B1/9, Sector 51, Noida - 201301, Uttar PradeshKKBK0000154110485056(0120) 4015460
Sector 62C - 25/SG-16, "Stellar IT Park", Sector-62, Gautam Budhha Nagar, Sector 62, Noida - 201309, Uttar PradeshKKBK0005032NON-MICR0120 - 4544684
Sector - 63H-1/A-16, Ground Floor, Sector - 63, Sector 63, Noida - 201301, Uttar PradeshKKBK0000180110485040

(0120) 4082460, (0120) 4082477

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%