About Kotak Mahindra Bank Personal Loan in Pune
Why postpone things for tomorrow when you have the means to do them now. Yes, Kotak Mahindra Bank proffers personal loan so that the individual doesn’t have to wait in order to accomplish his/her tasks. It makes it easy for the customers to fulfill their wishes at the right time and moment.
Kotak Mahindra Bank Personal Loan in Pune at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.25% Onwards |
| Loan amount | Minimum - ₹ 50,000 Maximum - ₹ 15,00,000 |
| Tenure | Maximum - 5 years |
| Processing fee | Up to 2% of the loan amount + service tax |
| Pre- payment charges | As per bank’s norm |
Eligibility Criteria
The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:
All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years
Documents Checklist
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Duly filled Application form
- 1 Latest Photograph
- Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
- Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
- Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
- Signature Proof
- Ownership Proof
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
- Latest Income Tax Return
- Bank Account Statements
For more details refer Personal Loan Pune
Address of Kotak Mahindra Bank Branches in Pune
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Pune are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Kotak Mahindra Baramati | Bhigwan Road, Taluka Baramati, Pune - 413102 Maharashtra | KKBK0001760 | NON-MICR | 02112 229246 |
| Kotak Mahindra Bhandarkar Road Pune | Bakre Avenue, F. P. #226/3, Bhandarkar Road Pune - 411004 Maharashtra | KKBK0000721 | 411485003 | 020 65601217, 020 65601216, 020 26333696 |
| Kotak Mahindra Bhosari | Ground Floor Madur Engineers PVT Limited Plot #71 1 A 2 Gen Block Telco Road Midc Bhosari Pune - 411026 Maharashtra | KKBK0001774 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Chakan | Shubhmangal Plaza, Talegaon Chowk, Pune-nashik Highway - 410501 Chakan , Maharashtra | KKBK0000728 | 411485008 | 02135 645042, 02135 645043, 02135 645045, 02135 645085 |
| Kotak Mahindra Chinchwad Pune | Shop #9 To 13 Ground Floor Empire Estate CTS #4510 1 BombayRoad Chinchwad, Pune - 411019 Maharashtra | KKBK0001768 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra East Street, Pune | M-4, Virwani Plaza, 11, East Street, PuneMaharashtra | KKBK0000723 | 411485002 | 020 66094041, 020 66094042, 020 66094043, 020 66094058 |