Kotak Mahindra Bank Personal Loan in Pune

About Kotak Mahindra Bank Personal Loan in Pune

Why postpone things for tomorrow when you have the means to do them now. Yes, Kotak Mahindra Bank proffers personal loan so that the individual doesn’t have to wait in order to accomplish his/her tasks. It makes it easy for the customers to fulfill their wishes at the right time and moment.

Kotak Mahindra Bank Personal Loan in Pune at a Glance

ParticularsDetails
Interest Rate 10.99% - 20.99%
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Pune

Address of Kotak Mahindra Bank Branches in Pune

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Pune are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra BaramatiBhigwan Road, Taluka Baramati, Pune - 413102
Maharashtra
KKBK0001760NON-MICR02112 229246
Kotak Mahindra Bhandarkar Road PuneBakre Avenue, F. P. #226/3, Bhandarkar Road Pune - 411004 Maharashtra KKBK0000721411485003020 65601217, 020 65601216, 020 26333696
Kotak Mahindra BhosariGround Floor Madur Engineers PVT Limited Plot #71 1 A 2 Gen Block Telco Road Midc Bhosari Pune - 411026
Maharashtra
KKBK0001774NON-MICR
1800-102-6022
Kotak Mahindra ChakanShubhmangal Plaza, Talegaon Chowk, Pune-nashik Highway - 410501
Chakan , Maharashtra
KKBK000072841148500802135 645042, 02135 645043, 02135 645045, 02135 645085
Kotak Mahindra Chinchwad PuneShop #9 To 13 Ground Floor Empire Estate CTS #4510 1 BombayRoad Chinchwad, Pune - 411019 Maharashtra KKBK0001768NON-MICR
1800-102-6022
Kotak Mahindra East Street, PuneM-4, Virwani Plaza, 11, East Street, PuneMaharashtraKKBK0000723411485002020 66094041, 020 66094042, 020 66094043, 020 66094058

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