Lakshmi Vilas Bank Home Loan Kolkata
Last Updated : May 5, 2018, 3:47 p.m.
About Lakshmi Vilas Bank Home Loan in Kolkata
What about owning a house at the desired location? Sounds nice but the tension is about arranging the funds to buy the one. This problem can be resolved by availing the home loan. Lakshmi Vilas Bank is one amongst those banks that extends the credit facility to help people in fulfilling their dreams. It caters the requirement of the customers by providing them with the required amount as per their eligibility. Check the details and eligibility criteria mentioned below.
Lakshmi Vilas Bank Home Loan in Kolkata at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.25% Onwards |
Loan amount | As per individual’s capacity |
Tenure | Up to 20 years |
Processing fee | As per bank's norm |
Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Lakshmi Vilas Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of home loan can be availed by individuals and HUFs having a decent income and able to present proof.
Documentation Needed
In order to avail the benefit of home loan, the individual needs to submit the following documents:
- Duly Filled Application Form with 2 Passport Size Photographs
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card) - Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card) - Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
Proof of business address for non-salaried individuals - Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
For more information check Home Loan Kolkata
Address of Central Bank of India Branches in Kolkata
The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Kolkata are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Lakshmi Vilas Bank Kolkata | 3 Red Cross Place P. B. #2050, Kolkata - 700001 West Bengal | LAVB0000204 | NON-MICR | 22480287 |
Lakshmi Vilas Bank Alipur | 63, Nalini Ranjan Avenue, New Alipur, Kolkata - 700053 West Bengal | LAVB0000125 | NON-MICR | 4820900 |
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