Lakshmi Vilas Bank Personal Loan Chennai

Last Updated : May 2, 2017, 1:57 p.m.

About Lakshmi Vilas Bank Personal Loan in Chennai

Lakshmi Vilas Bank is one of the reputed public sector banks. It was brought into existence with the dedication and constant efforts of a group of seven businessmen. The objective behind the establishment was to provide proper banking and financial services to the people of the country. It has proposed multiple products to help its customers. One amongst those products is the personal loan. Read the relevant details of the product and apply.

Lakshmi Vilas Bank Personal Loan in Chennai at a Glance

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

• Duly Filled Application Form with 2 Passport Size Photographs
  Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
• Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  Statement of Bank Account/ Pass Book for last six months
• Personal Assets and Liabilities statement
• Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
• P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Chennai

Address of Lakshmi Vilas Bank Branches in Chennai

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Chennai are mentioned in the table below: