Lakshmi Vilas Bank Personal Loan Chennai

About Lakshmi Vilas Bank Personal Loan in Chennai

Lakshmi Vilas Bank is one of the reputed public sector banks. It was brought into existence with the dedication and constant efforts of a group of seven businessmen. The objective behind the establishment was to provide proper banking and financial services to the people of the country. It has proposed multiple products to help its customers. One amongst those products is the personal loan. Read the relevant details of the product and apply.

Lakshmi Vilas Bank Personal Loan in Chennai at a Glance

Particulars
Details
Interest Rate
11.30%
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Chennai

Address of Lakshmi Vilas Bank Branches in Chennai

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Chennai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Chennai Zo

189, Ist Floor, Aarthi Chambers, Anna Salai, Chennai 600006 Tamil NaduLAVB0000101600056103044 - 42085253
Chennai - Service Branch

Sakthi Towers, 4th Floor F - Block, 766 Anna Salai Chennai - 600002 Tamil NaduLAVB0000425600056001044 - 28522913
Chennai Main

275, Thambu Chetty Street Chennai - 600001 Tamil NaduLAVB0000426600056002044 - 25227240
GN Street - Chennai.

244, Ist Floor Govindappa Naicken Street P.B.No. 1633 Chennai - 600001 Tamil NaduLAVB0000427600056003044 - 25369370
Kodambakkam - Chennai

323, Arcot Road 1st Floor Chennai - 600024 Tamil NaduLAVB0000428600056005044 - 24837903
Mount Road - Chennai

636, Anna Salai 1st Floor, (MOUNT Road) Chennai - 600006 Tamil NaduLAVB0000429600056006044 - 28293909
Mylapore - Chennai

38, North Mada Street Mylapore Chennai - 600004 Tamil NaduLAVB0000430600056007044 - 24640736
Nungambakkam - Chennai

175, Valluvar Kottam High Road, P.B. No. 1258 S.F.I. Complex, 1st Floor Nungambakkam Chennai - 600034 Tamil NaduLAVB0000431600056008044 - 28271349
Purasawalkam - Chennai

25, 1st Floor, Purasawalkam High Road, Purasawalkam Chennai - 600007 Tamil NaduLAVB0000432600056009044 - 26426739
Royapuram - Chennai

130, Surya Narayana Chetty Street, Royapuram Chennai - 600013 Tamil NaduLAVB0000433600056010044 - 25952244
Cathedral Road - Chennai

62, Cathedral Road P.B.No. 4903 Chennai - 600086 Tamil NaduLAVB0000434600056004044 - 28112266
Triplicane - Chennai

71 - 72, Laxmi Naraians Towers, Wallajah Road 1st Floor, Triplicane Chennai - 600002 Tamil NaduLAVB0000435600056011044 - 28548726
Anna Nagar - Chennai

A B - 5, II Avenue Anna Nagar Chennai – 600040 Thiruvallur District Tamil NaduLAVB0000439600056016044 - 26200745
T. Nagar - Chennai

No.29, Govinda Street, T. Nagar, Chennai - 600017 , Tamil NaduLAVB0000440600056017044 - 28155499
Adyar - Chennai

No. 124/A Lattice Bridge Road (K.R, Buildings) Adyar Chennai – 600020 Tamil NaduLAVB0000441600056015044 - 24404336
Velachery - Chennai

No. 37 F, Velacherry Main Road, Vijaya Nagar, Velacherry, Chennai – 600042 Tamil NaduLAVB0000442600056018044 - 22436065
Royapuram Extension Counter

M.V. Hospital Diabetes Research Centre Foundation, 4, West Mada Church Street, (MAIN Road), Royapuram, Chennai - 600013 Tamil NaduLAVB0000443600056101044 - 25980458
ATM Cell - Chennai

New No.127, Old No. 84 Lloyds Road, Royapettah, Chennai - 14LAVB0000999600056102044-28112859
Perambur (CHENNAI)

D. No. 86, Sundararaja Perumal Koil Street (South), Peravallur, Chennai 600 082LAVB00005556000560281800 - 425 - 2233
Chennai Saidapet

D.No. 36/77, Mosque Street, Saidapet, Chennai 600 015LAVB00006886000560291800 - 425 - 2233
Kolapakkam

No. 140 By 1a, Kelambakkam, Vandalur Main Road, Kolappakkam, Chennai 600048LAVB0000385NON-MICR22260359
Vengaivasal

2 By 152, Vengaivasal Main Road, Santhosapuram, Vengaivasal, ChennaiLAVB0000805NON-MICR22293460
Ambattur

No 17 A, Old Township Road, Ambattur OT, Chennai- 600058LAVB0000131NON-MICR
1800 - 425 - 2233
Chrompet

Plot No 17, CLC Works Road, Nagappa Nagar, Chrompet, Chennai - 600044LAVB0000211NON-MICR
1800 - 425 - 2233
Venjuvancheri

Vandalur Walajabad High Road Venjuvancheri Kanchipuram DtLAVB0000812NON-MICR
1800 - 425 - 2233
West Mambalam

No 31 Jaishankar Street West Mambalam ChennaiLAVB0000816NON-MICR
1800 - 425 - 2233
Adambakkam

Old No 9 New No 26 Mahalakshmi Nagar 2nd Main Road Adambakkam Chennai 600088LAVB0000135NON-MICR
1800 - 425 - 2233

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