Lakshmi Vilas Bank Personal Loan Ghaziabad

About Lakshmi Vilas Bank Personal Loan in Ghaziabad

Lakshmi Vilas Bank provides useful and customer-oriented products and services to help the general public gain their financial objective. It delivers the services in various parts of the country including the region of Ghaziabad. It proffers easy loan to help the customers requiring money for personal and domestic needs. Check the documents required and eligibility criteria now.

Lakshmi Vilas Bank Personal Loan in Ghaziabad at a Glance

Particulars
Details
Interest Rate
11.30%
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Ghaziabad

Address of Lakshmi Vilas Bank Branches in Ghaziabad

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Ghaziabad are mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Ghaziabad LIF 166167, Good Luck Towers, Nehru Nagar, Ambedkar Road, Ghaziabad - 201001 LAVB0000283110056007 2793368

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