About Lakshmi Vilas Bank Personal Loan in Ghaziabad
Lakshmi Vilas Bank provides useful and customer-oriented products and services to help the general public gain their financial objective. It delivers the services in various parts of the country including the region of Ghaziabad. It proffers easy loan to help the customers requiring money for personal and domestic needs. Check the documents required and eligibility criteria now.
Lakshmi Vilas Bank Personal Loan in Ghaziabad at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.55% |
| Loan amount | Minimum - ₹ 10,000 Maximum - No cap |
| Tenure | Up to 5 years |
| Processing fee | 0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans |
| Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.
Documentation Checklist
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Duly Filled Application Form with 2 Passport Size Photographs
Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) - Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
Statement of Bank Account/ Pass Book for last six months - Personal Assets and Liabilities statement
- Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
- P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried
Also, refer Personal Loan Ghaziabad
Address of Lakshmi Vilas Bank Branches in Ghaziabad
The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Ghaziabad are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Ghaziabad | LIF 166167, Good Luck Towers, Nehru Nagar, Ambedkar Road, Ghaziabad - 201001 | LAVB0000283 | 110056007 | 2793368 |