Lakshmi Vilas Bank Personal Loan Hyderabad - Rates March 2024, Eligibility, EMI, IFSC

Lakshmi Vilas Bank Personal Loan Hyderabad

About Lakshmi Vilas Bank Personal Loan in Hyderabad

If you are facing problem in meeting your personal need than Lakshmi Vilas Bank is here to resolve your problem. The bank provides a loan to the eligible candidates and helps them in accomplishing their goals. It grants loan for the maximum period of 5 years and for the minimum amount of ₹ 10,000. The customer can borrow up to his/her repayment capacity. Check the eligibility criteria and documents required before applying.

Lakshmi Vilas Bank Personal Loan in Hyderabad at a Glance

Interest Rate
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Hyderabad

Address of Lakshmi Vilas Bank Branches in Hyderabad

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Hyderabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Hyderabad Main

5 - 1 - 716/11st Floor, Bank Street P.B. No. 537, Koti Hyderabad - 500195 Andhra PradeshLAVB0000297500056002040 - 24745088
Hyderabad - Service Branch

Flat No. 2 A, II Floor Samrat Complex Saifabad - 500004 Hyderabad Andhra PradeshLAVB0000424500056001040 - 23243874
Secunderabad - Hyderabad

4 - 3 - 189, M.K Street Ist Floor, Ranigunj Secunderabad - 500003 Hyderabad Andhra PradeshLAVB0000677500056003040 - 27703173

D. No 8 - 3 - 248/1/7/778, Nagarjuna Hills Main Road, Punjagutta, Hyderabad 500082LAVB00005515000560081800 425 2233
Signature Branch, Ameerpet

Show Room No.2, Aditya Trade Centre, Ameerpet, Hyderabad 500038LAVB00001215000560091800 425 2233

Plot No 2, Krithika Layout, Madhapur, Hyderabad - 500081LAVB00004665000560101800 425 2233
Hyderabad Ro

Show Room No.2, Aditya Trade Centre, Ameerpet, Hyderabad - 500038LAVB00008915000561031800 425 2233
Banjara Hills

Plot No 2, 8-2-682, /B/2A, Road Number 12, Banjara Hills, Hyderabad 500 034LAVB0000153NON-MICR1800 425 2233

No 14 East Hanuman Nagar Boduppal Main Road Ghatkesar Mandal Ranga Reddy HyderabadLAVB0000149NON-MICR
1800 425 2233
A S Rao Nagar

No 1-1-262/5 A S Rao Nagar Ecil Hyderabad Telangana 500062LAVB0000136NON-MICR
1800 425 2233

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%