Lakshmi Vilas Bank Personal Loan Mumbai - IFSC, Rates March 2024, EMI, Eligibility

Lakshmi Vilas Bank Personal Loan Mumbai

About Lakshmi Vilas Bank Personal Loan in Mumbai

Is finance troubling you in getting your target? Overpower this hurdle by availing personal loan from Lakshmi Vilas Bank. The bank provides the loan for all the personal and domestic needs including the investments. The flexible repayment period of up to 60 months is another advantage. You can avail the loan for any amount depending on your requirement and repayment capacity.

Lakshmi Vilas Bank Personal Loan in Mumbai at a Glance

Interest Rate
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Mumbai

Address of Lakshmi Vilas Bank Branches in Mumbai

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Mumbai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Mulund WestNo 8 Marathon Max Link Road Mulund West Mumbai MaharashtraLAVB0000480NA04324-220051
ChemburRunwal Classic Plot No 257 Neardiamond Garden Chembur East MumbaiLAVB000020740005601104324-220051
Malad West
Manas Building, Khandelwal Layout, Plot No - 12LAVB0000422
D O Mumbai
Sterling Centre 2nd Floor Andheri Kurla Road Chakala Andheri MumbaiLAVB0000892
RTGS Cell25-31, Aban House, 4th Floor, Sri Saibaba Marg. Kalaghoda Fort MumbaiLAVB000088240005630204324-220051
Mumbai Service Branch64 Dr V B Gandhi Marg P B No 1783 Kalaghoda Fort Mumbai 400 001 MaharastraLAVB000085240005600104324-220051
Door No 10, Opposite To Mahavir Dharmastala, Raipur Road, DhamtariLAVB0000220NA

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%