Personal Loan
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
The need for money can arise anytime and you start looking for funds. Many people go to the banks to get a personal loan to fulfill their financial needs but it is not easy to get approval from the bank. On the other hand, you will have to borrow a high amount of personal loan just to fulfill your small financial needs. Therefore, you can have a look at the Money View Loan which is a type of short term personal loan. You can borrow money from the Money View Loan App for a short period of time at an interest rate of 1.33% per month. If your needs are small then you can take a loan as low as INR 10000. So, this short term loan application can help you to tackle your financial needs. Let’s explore all the details about the Money View Short Term Personal Loan.
Money View Personal Loan Interest Rate and Other Details
In the table given below, you can go through the interest rate, tenure, and principal amount of the Moneyview loan.
Features and Benefits of Money View
- You can check your eligibility within 2 minutes for an instant loan from Money View.
- The minimum loan amount you can borrow is INR 10000.
- Flexible tenure of up to 5 years to repay the loan.
- All the processes will be digital and you will not have to visit the branch.
- Get an Instant Money View loan within 24 hours after the document submission.
Money View Loan Eligibility
- An individual must be salaried or self-employed.
- The minimum monthly income of the individual should be INR 13500.
- You should receive your income in a bank account and not in cash.
- You will need a minimum Cibil Score of 600 to apply for the Moneyview loan.
- The minimum age of the applicant should be 21 years.
- The maximum age of the applicant should not be more than 57 years.
Documents Required for Moneyview Personal Loan
You will need just three documents and they have to be submitted digitally to prove your eligibility to Moneyview.
- Identity Proof (PAN and Aadhar Card)
- Address Proof
- Last 3 months statement with salary credits
How to Apply for Money View Short Term Personal Loan
You can follow the steps given below to apply for the Money View Short Term Loan:-
- Download Money View App or visit the official website.
- Provide your basic details and check your eligibility criteria within 2 minutes.
- If you are eligible then choose the loan amount you are willing to borrow.
- Select the repayment tenure of the loan.
- Upload valid documents asked by the bank and complete your KYC and income.
- Finally, after all the verifications, the loan amount will be disbursed into your account.
Money View Loan Disbursement Time
Money view will take a maximum of 24 hours to disburse the loan into your account after verifying the eligibility. Make sure that you are eligible to take the loan and you will have to submit valid documents to support the eligibility.
Money View Loan Status Check
You can simply check the status of the Money View Personal Loan through the money view app and it is available on the play store and app store.
- Open the Money View App on your mobile phone.
- Login using your credentials.
- Then go to the Loans section.
- Now, you will be redirected to the Application Status screen.
- Here you will know the exact status of your Money View Loan.
Money View Personal Loan FAQs
1. Can a Self Employed person take a personal loan from Money View?
Yes, a self-employed person can take a personal loan from Money View but he will have to submit his income proof to Moneyview at the time of applying for the loan.
2. How can I take a personal loan from Money View?
You can take a personal loan through the Money View App. You will have to download the application and provide your basic details to check your eligibility. If you are eligible for the loan then you will get it easily after submitting your valid documents.
3. What are the Reasons for Money View Personal Loan Rejection?
The probable reason for Money View Personal Loan Rejections are:-
- An age of below 21 years.
- An income of below INR 13500.
- A Cibil Score of below 600.
- Not submitting valid documents.
4. Can I apply for Money View personal loan without a salary slip?
Yes, you can apply for Money View personal loan without a salary slip but make sure you submit the bank statement digitally that has a credit entry of all the salaries received in a year.
5. What is the minimum amount on a moneyview personal loan?
The minimum loan amount on a moneyview personal loan is INR 10000.
6. How long does the money view take in Loan disbursal?
The money view usually takes 24 hours to disburse the loan into your bank account. But you will have to fulfill all the eligibility criteria and submit valid documents.
7. Can I prepay or pre-close my Money View personal loan?
Yes, you have the option to prepay the loan without any extra charges. But a minimum of 3 months EMI is needed to pre-close a loan because you can only pre-close a loan after paying 3 EMIs of the loan.
To Know More Details:- https://moneyview.in/