Oriental Bank of Commerce Personal Loan Bengaluru - Rates Dec 2023, IFSC, Eligibility, EMI

Oriental Bank of Commerce Personal Loan in Bengaluru

About Oriental Bank of Commerce Personal Loan in Bengaluru

Oriental Bank of Commerce (OBC) is a 1943-founded public sector bank having its business in the areas of personal banking, international banking, MSME banking and others. Ever since its foundation, the bank has been constantly introducing innovative products to meet the taste of the customers. Of the products, a personal loan from OBC is what you would need at a certain point of time. The bank has made sure your pocket does have to deal with mounting interest rates by keeping them at an affordable level. The bank has branches across Bengaluru, the city where you live in. Check out extensive information on Oriental Bank of Commerce Personal Loan Bengaluru.

Oriental Bank of Commerce Personal Loan Bengaluru at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Bengaluru

Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Bengaluru.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Checklist to Apply for Oriental Bank of Commerce Personal Loan in Bengaluru

OBC wants the customers to be ready with the below documents to access a personal loan in Bengaluru.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Bengaluru

Oriental Bank of Commerce Personal Loan Bengaluru Branches

Branch NameComplete AddressIFSCMICRContact Detail
Richmond RoadH J S Chambers, Richmond Road, Bengaluru, Karnataka-560025ORBC0100207 560022002080-22291569
YelahankaNo 2566, Hig 1St Floor, Yelahanka, New Town, Bengaluru, Karnataka-560064ORBC0100826 560022003080-28561646
New Thippasandra2722, Hal III Stage, New Thippasandra, Bengaluru, Karnataka-560075ORBC0100985 560022005080-25203337
Jaya Nagar1031/G 40th Cross, 4Th, T Block, Jaya Nagar, Bengaluru, Karnataka-560041ORBC0100990 560022004080-22441382
M.G. Road21/15 Landmark, M.G. Road, Bengaluru, Karnataka-560001ORBC010104560022008080-25596625/6/7
Indira Nagar546, CMH Road, Indira Nagar, Bengaluru, Karnataka-560038ORBC0101057 560022009080-25284710
SadasivnagarUpper Palce Orchards, Sadasivnagar, Bengaluru, Karnataka-560080ORBC0101084 560022010080-23616103
KoramangalaKHB Colony, 80 Feet Road , 5Th Block, Koramangala, Bengaluru, Karnataka-560095ORBC0101118560022012080-25504147
Frazer TownNo - 100, Mosque Road, Frazer Town, Bengaluru, Karnataka-560005ORBC0101277 560022014080-25465406
BannerghattaVijeth Complex, No.459, Village Bannerghatta, Bengaluru, Karnataka-ORBC0101448 560022017
BTM LayoutNo 6, 100 Feet Ring Road, BTM II Stage,Bengaluru, Karnataka-560076ORBC0101376 560022015
Dasarahalli1/2, National Highway, Tumkur Rd, T. Dasarahalli, Bengaluru, KarnatakaORBC0101392 560022016

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