About Oriental Bank of Commerce Personal Loan in Bengaluru
Oriental Bank of Commerce (OBC) is a 1943-founded public sector bank having its business in the areas of personal banking, international banking, MSME banking and others. Ever since its foundation, the bank has been constantly introducing innovative products to meet the taste of the customers. Of the products, a personal loan from OBC is what you would need at a certain point of time. The bank has made sure your pocket does have to deal with mounting interest rates by keeping them at an affordable level. The bank has branches across Bengaluru, the city where you live in. Check out extensive information on Oriental Bank of Commerce Personal Loan Bengaluru.
Oriental Bank of Commerce Personal Loan Bengaluru at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.40% - 16.95% |
| Loan Amount | ₹ 5-10 Lakh |
| Loan Tenure | Upto 5 Years |
| Processing Fee | 0.5% of the loan amount, subject to a minimum of ₹500 |
| Prepayment Charges | NIL |
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Bengaluru
Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Bengaluru.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Checklist to Apply for Oriental Bank of Commerce Personal Loan in Bengaluru
OBC wants the customers to be ready with the below documents to access a personal loan in Bengaluru.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Bengaluru
Oriental Bank of Commerce Personal Loan Bengaluru Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Richmond Road | H J S Chambers, Richmond Road, Bengaluru, Karnataka-560025 | ORBC0100207 | 560022002 | 080-22291569 |
| Yelahanka | No 2566, Hig 1St Floor, Yelahanka, New Town, Bengaluru, Karnataka-560064 | ORBC0100826 | 560022003 | 080-28561646 |
| New Thippasandra | 2722, Hal III Stage, New Thippasandra, Bengaluru, Karnataka-560075 | ORBC0100985 | 560022005 | 080-25203337 |
| Jaya Nagar | 1031/G 40th Cross, 4Th, T Block, Jaya Nagar, Bengaluru, Karnataka-560041 | ORBC0100990 | 560022004 | 080-22441382 |
| M.G. Road | 21/15 Landmark, M.G. Road, Bengaluru, Karnataka-560001 | ORBC010104 | 560022008 | 080-25596625/6/7 |
| Indira Nagar | 546, CMH Road, Indira Nagar, Bengaluru, Karnataka-560038 | ORBC0101057 | 560022009 | 080-25284710 |
| Sadasivnagar | Upper Palce Orchards, Sadasivnagar, Bengaluru, Karnataka-560080 | ORBC0101084 | 560022010 | 080-23616103 |
| Koramangala | KHB Colony, 80 Feet Road , 5Th Block, Koramangala, Bengaluru, Karnataka-560095 | ORBC0101118 | 560022012 | 080-25504147 |
| Frazer Town | No - 100, Mosque Road, Frazer Town, Bengaluru, Karnataka-560005 | ORBC0101277 | 560022014 | 080-25465406 |
| Bannerghatta | Vijeth Complex, No.459, Village Bannerghatta, Bengaluru, Karnataka- | ORBC0101448 | 560022017 | |
| BTM Layout | No 6, 100 Feet Ring Road, BTM II Stage,Bengaluru, Karnataka-560076 | ORBC0101376 | 560022015 | |
| Dasarahalli | 1/2, National Highway, Tumkur Rd, T. Dasarahalli, Bengaluru, Karnataka | ORBC0101392 | 560022016 |