Oriental Bank of Commerce Personal Loan Bhubaneswar - Rates March 2024, IFSC, Eligibility, EMI

Oriental Bank of Commerce Personal Loan in Bhuabaneswar

About Oriental Bank of Commerce Personal Loan in Bhubaneswar

Bhubaneswar, the capital of Odisha, is a well-known tourist destination of India. Temples, handicrafts, sanctuary and other picturesque sites let the visitors come to this city in large numbers. The people here also exude a lot of positivity seeing such locales. But they aim for more in life. And there is none better than a personal loan which they can avail at attractive interest rates from Oriental Bank of Commerce (OBC), a popular public-sector bank with several branches in Bhubaneswar.

Oriental Bank of Commerce Personal Loan Bhubaneswar at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Bhubaneswar

Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Bhubaneswar.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Required to Avail Oriental Bank of Commerce Personal Loan in Bhubaneswar

OBC wants the customers to be ready with the below documents to access a personal loan in Bhubaneswar.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Bhubaneswar

Oriental Bank of Commerce Personal Loan Bhubaneswar Branches

Branch NameComplete AddressIFSCMICRContact Detail
CRPF SquareN-4/245, IRC Village, Infront Of Indra, Dhanu Market, Distt Khurda, BhubaneshwarORBC01019197510220140674-2553300
Sahid NagarAlok Bharti Tower, Sahid Nagar, Bhubaneshwar, Odisha-751007ORBC01004957510220020674-2547735
BDABDA Complex, Akash Shov, A Building, JN Marg, Bhubaneshwar, OdishaORBC01008697510220030674-2394376
Ravi Talkies RoadPlot No - 2982, Ravi Talkies Road, PS - Lingaraj, Bhubaneswar, Odisha-751002ORBC01012067510220040674-2430013
ChandrasekharpurE 1/1 Infocity Campus, Chandrasekharpur, Bhubaneswar, Odisha-751024ORBC01012257510220050674-2740056, 2740084
KIMS KIMS Bhubaneswar, KIIT University Campus, Chandrasekharpur, Bhubaneswar, Odisha-751031ORBC0101346751022006
SijuaKalyani Plaza, Near Aiims, N.H - 5.Sijua, Patrapada, Bhubaneswar, Odisha-751019ORBC01014217510220070674-2472393
Ashok Nagar8, Ashok Nagar, Bhubaneswar, Odisha-751009ORBC01014380674-2530150

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%