About Oriental Bank of Commerce Personal Loan in Bhubaneswar
Bhubaneswar, the capital of Odisha, is a well-known tourist destination of India. Temples, handicrafts, sanctuary and other picturesque sites let the visitors come to this city in large numbers. The people here also exude a lot of positivity seeing such locales. But they aim for more in life. And there is none better than a personal loan which they can avail at attractive interest rates from Oriental Bank of Commerce (OBC), a popular public-sector bank with several branches in Bhubaneswar.
Oriental Bank of Commerce Personal Loan Bhubaneswar at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Bhubaneswar
Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Bhubaneswar.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Required to Avail Oriental Bank of Commerce Personal Loan in Bhubaneswar
OBC wants the customers to be ready with the below documents to access a personal loan in Bhubaneswar.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Bhubaneswar
Oriental Bank of Commerce Personal Loan Bhubaneswar Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|CRPF Square||N-4/245, IRC Village, Infront Of Indra, Dhanu Market, Distt Khurda, Bhubaneshwar||ORBC0101919||751022014||0674-2553300|
|Sahid Nagar||Alok Bharti Tower, Sahid Nagar, Bhubaneshwar, Odisha-751007||ORBC0100495||751022002||0674-2547735|
|BDA||BDA Complex, Akash Shov, A Building, JN Marg, Bhubaneshwar, Odisha||ORBC0100869||751022003||0674-2394376|
|Ravi Talkies Road||Plot No - 2982, Ravi Talkies Road, PS - Lingaraj, Bhubaneswar, Odisha-751002||ORBC0101206||751022004||0674-2430013|
|Chandrasekharpur||E 1/1 Infocity Campus, Chandrasekharpur, Bhubaneswar, Odisha-751024||ORBC0101225||751022005||0674-2740056, 2740084|
|KIMS||KIMS Bhubaneswar, KIIT University Campus, Chandrasekharpur, Bhubaneswar, Odisha-751031||ORBC0101346||751022006|
|Sijua||Kalyani Plaza, Near Aiims, N.H - 5.Sijua, Patrapada, Bhubaneswar, Odisha-751019||ORBC0101421||751022007||0674-2472393|
|Ashok Nagar||8, Ashok Nagar, Bhubaneswar, Odisha-751009||ORBC0101438||0674-2530150|