Oriental Bank of Commerce Personal Loan Chennai - Rates March 2024, IFSC, Eligibility, EMI

Oriental Bank of Commerce Personal Loan in Chennai

About Oriental Bank of Commerce Personal Loan in Chennai

Staying in Chennai? In the hunt for an attractive personal loan offer to fulfill your personal aspirations? Apply for Oriental Bank of Commerce Personal Loan. Abbreviated as OBC, Oriental Bank of Commerce is topping the charts in excellent customer service backed up with an extensive line of financial products such as a personal loan to serve the needs of many. It has branches located at various places in Chennai. So, come to the bank branches in Chennai for all your personal needs.

Oriental Bank of Commerce Personal Loan Chennai at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Chennai

Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Chennai.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Needed to Avail Oriental Bank of Commerce Personal Loan in Chennai

OBC wants the customers to be ready with the below documents to access a personal loan in Chennai.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Chennai

Oriental Bank of Commerce Personal Loan Chennai Branches

Branch NameComplete AddressIFSCMICRContact Detail
Mount Road769, Spencer Plaza, Ground Floor, Mount Road, Chennai, Tamil Nadu-600002ORBC0100165600022003044-28494252
Armenian StreetIspahani Begum Complex, 91, Armenian Street, Chennai, Tamil Nadu- 600001ORBC0100234600022002044-25228543
NandanamPadma Complex, 467, Anna, Salai, Nandanam, Chennai, Tamil Nadu-600035ORBC0100535600022004044-24321413
MoulivakkamD No 5/88A, Kunrathur, Main Road, Moulivakkam, Chennai, Tamil NaduORBC0100581600022005044-24826038
Annanagar T-94, 3rd Avenue, Annanagar East, Chennai, Tamil NaduORBC0100822600022007044-26289943
T NagarNo1 Dr Singaravelu St, Pondy Bazar T Nagar, Chennai, Tamil Nadu-600017ORBC0100928600022008044-24353614
Mogappair 4/PC.1 MMDA, Mogappair West, Chennai, Tamil NaduORBC0101012600022009044-26534252
KotturpuramNo.1, First Main Road, Kotturpuram, Chennai, Tamil Nadu-600085ORBC0101024600022010044-24474288
MylaporeDr Radhakrishna Salai, Mylapore, Chennai, Tamil Nadu-600004ORBC0101043600022015044-24998116
AdyarLattice Bridge Road, Adyar, Chennai, Tamil Nadu-600020ORBC0101063600022018044-24421459
Kilpauk824, Opposite KMC, Ponaml HG Road, Kilpauk, Chennai, Tamil Nadu- 600010ORBC0101065600022012044-26427097
Porur50/1, Old No.222, Trunk Road, Porur, Chennai, Tamil NaduORBC0101102600022014044-24826801
Selaiyur539-Velachery Road, Selaiyur, Chennai, Tamil Nadu-600073ORBC0101113600022016044-22394217
Mid Corporate Branch121, Kilpauk Garden, Road Kilpauk, Chennai, Tamil Nadu-600010ORBC0101213600022019044-26444437
PeramburNo. 90, Paper Mills Road, Perambur, Chennai, Tamil Nadu-600011ORBC0101676600022024044-28493344

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%