Oriental Bank of Commerce Personal Loan Hyderabad - IFSC, Rates February 2024, Eligibility, EMI

Oriental Bank of Commerce Personal Loan in Hyderabad

About Oriental Bank of Commerce Personal Loan in Hyderabad

Hyderabad is a home to a large number of IT graduates willing to use their knowledge to propel many technical institutes and firms to new heights. These graduates, when get a slightly older in their professional live, would have some personal needs to be met. Well, the needs can be infinite. While some would love to explore beaches around the world, many would want instant cash to get the wedding and medical emergency requirements met. All that and much more can be met via a personal loan from Oriental Bank of Commerce (OBC) at affordable interest rates. The public sector bank has many branches in Hyderabad where you can visit with your personal loan application. So, tune in to the information below and get updated with the necessary details pertaining to Oriental Bank of Commerce Personal Loan Hyderabad.

Oriental Bank of Commerce Personal Loan Hyderabad at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Hyderabad

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Hyderabad.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Hyderabad

OBC wants the customers to be ready with the below documents to access a personal loan in Hyderabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Hyderabad

Oriental Bank of Commerce Personal Loan Hyderabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Nampally Station RoadNampally Station Road, CLS Building, Hyderabad, Andhra Pradesh-500001ORBC0100129 500022002040-23201298
AutonagarAutonagar, Near Hayat Nagar, Hyderabad, Andhra Pradesh-500070ORBC0100493 500022004040-24021006
Mehdipatnam12-2-790/1, Plot 1, Qs Plaza, Mehdipatnam, Hyderabad, Andhra Pradesh-500028ORBC0100684 500022006040-23525859
Ameerpet Green Lands6-3- 865, Myhome Jupally, Ameerpet Green Lands, Hyderabad, Andhra Pradesh-500016ORBC0100706 500022007040-23408300
Himayat Nagar AP State Housing Corp, Building, Urdu Halllane, Andhra Pradesh-500029ORBC0100871 500022009040-23223308
Chirag Ali LaneChirag Ali Lane, Medwin Hospital, Hyderabad, Andhra Pradesh-500001ORBC0100872 500022005040-23205704
Jubilee HillsPlot No-2, Road No-5, Jubilee Hills, Hyderabad, Andhra Pradesh-500033ORBC0100924 500022010040-23545901
Santosh Nagar12-2-823/A1/8/A Santosh Nagar Colony, Hyderabad, Andhra Pradesh-500028ORBC0101058 500022014040-23517501
ChandanagarGupta Commercial Complex, Hyderabad, Andhra Pradesh-500050ORBC0101074 500022015040-23035691
A S Rao NagarPlot No 8, Officers Colony, Dr A S Rao Nagar, Hyderabad, Andhra Pradesh-500062ORBC0101076 500022016040-27128170
Kukatpally110, Bhagyander Co-Operative Housing Society, Kukatpally, Hyderabad, Andhra Pradesh-500072ORBC0101081 500022013040-23061142
Dilsukhnagar16-1-484, Prashant, Complex, Dilsukhnagar, Hyderabad, Andhra Pradesh-500060ORBC0101091 500022019040-24051145
AmeerpretRegency Plaza, Maitrivihar Area Ameerpret, Hyderabad, Andhra Pradesh-500016ORBC0101093 500022018040-23746194
Habsiguda18/3 Sri Sai Sampada, Plaza St. 6 Habsiguda, Hyderabad, Andhra Pradesh-500007ORBC0101100 500022020040-27158098
MadhapurPlot No 22 Arunodaya, Housing Colony Madhapur, Hyderabad, Andhra Pradesh-500081ORBC0101105 500022021040-23100400

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%