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Table of Contents
- 1 About Oriental Bank of Commerce Personal Loan in Hyderabad
- 2 Oriental Bank of Commerce Personal Loan Hyderabad at a Glance
About Oriental Bank of Commerce Personal Loan in Hyderabad
Hyderabad is a home to a large number of IT graduates willing to use their knowledge to propel many technical institutes and firms to new heights. These graduates, when get a slightly older in their professional live, would have some personal needs to be met. Well, the needs can be infinite. While some would love to explore beaches around the world, many would want instant cash to get the wedding and medical emergency requirements met. All that and much more can be met via a personal loan from Oriental Bank of Commerce (OBC) at affordable interest rates. The public sector bank has many branches in Hyderabad where you can visit with your personal loan application. So, tune in to the information below and get updated with the necessary details pertaining to Oriental Bank of Commerce Personal Loan Hyderabad.
Oriental Bank of Commerce Personal Loan Hyderabad at a Glance
|Interest Rate||11.20% - 12.95%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Hyderabad
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Hyderabad.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Hyderabad
OBC wants the customers to be ready with the below documents to access a personal loan in Hyderabad.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Hyderabad
Oriental Bank of Commerce Personal Loan Hyderabad Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Nampally Station Road||Nampally Station Road, CLS Building, Hyderabad, Andhra Pradesh-500001||ORBC0100129||500022002||040-23201298|
|Autonagar||Autonagar, Near Hayat Nagar, Hyderabad, Andhra Pradesh-500070||ORBC0100493||500022004||040-24021006|
|Mehdipatnam||12-2-790/1, Plot 1, Qs Plaza, Mehdipatnam, Hyderabad, Andhra Pradesh-500028||ORBC0100684||500022006||040-23525859|
|Ameerpet Green Lands||6-3- 865, Myhome Jupally, Ameerpet Green Lands, Hyderabad, Andhra Pradesh-500016||ORBC0100706||500022007||040-23408300|
|Himayat Nagar||AP State Housing Corp, Building, Urdu Halllane, Andhra Pradesh-500029||ORBC0100871||500022009||040-23223308|
|Chirag Ali Lane||Chirag Ali Lane, Medwin Hospital, Hyderabad, Andhra Pradesh-500001||ORBC0100872||500022005||040-23205704|
|Jubilee Hills||Plot No-2, Road No-5, Jubilee Hills, Hyderabad, Andhra Pradesh-500033||ORBC0100924||500022010||040-23545901|
|Santosh Nagar||12-2-823/A1/8/A Santosh Nagar Colony, Hyderabad, Andhra Pradesh-500028||ORBC0101058||500022014||040-23517501|
|Chandanagar||Gupta Commercial Complex, Hyderabad, Andhra Pradesh-500050||ORBC0101074||500022015||040-23035691|
|A S Rao Nagar||Plot No 8, Officers Colony, Dr A S Rao Nagar, Hyderabad, Andhra Pradesh-500062||ORBC0101076||500022016||040-27128170|
|Kukatpally||110, Bhagyander Co-Operative Housing Society, Kukatpally, Hyderabad, Andhra Pradesh-500072||ORBC0101081||500022013||040-23061142|
|Dilsukhnagar||16-1-484, Prashant, Complex, Dilsukhnagar, Hyderabad, Andhra Pradesh-500060||ORBC0101091||500022019||040-24051145|
|Ameerpret||Regency Plaza, Maitrivihar Area Ameerpret, Hyderabad, Andhra Pradesh-500016||ORBC0101093||500022018||040-23746194|
|Habsiguda||18/3 Sri Sai Sampada, Plaza St. 6 Habsiguda, Hyderabad, Andhra Pradesh-500007||ORBC0101100||500022020||040-27158098|
|Madhapur||Plot No 22 Arunodaya, Housing Colony Madhapur, Hyderabad, Andhra Pradesh-500081||ORBC0101105||500022021||040-23100400|