Oriental Bank of Commerce Personal Loan Kolkata - Rates March 2024, IFSC, Eligibility, EMI

Oriental Bank of Commerce Personal Loan in Kolkata

About Oriental Bank of Commerce Personal Loan in Kolkata

Kolkata and you would want to dash at Howrah Bridge, Victoria memorial and the lovely shopping destinations that the city is known to have. Being the capital city of West Bengal and one of the major metropolitan cities in India, Kolkata has a massive spread of corporates with their offices that house a large number of employees looking for a personal loan. Well, this loan can be granted for various purposes like marriage, education, medical contingencies and others. To fulfill the need of a personal loan, Oriental Bank of Commerce (OBC) is present with its several branches in the city.

Oriental Bank of Commerce Personal Loan Kolkata at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Kolkata

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Kolkata.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Kolkata

OBC wants the customers to be ready with the below documents to access a personal loan in Kolkata. 

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Kolkata

Oriental Bank of Commerce Personal Loan Kolkata Branches

You can find the list of following branches by glancing at the below table. It showcases the addresses, as well as critical information like MICR Code, IFSC Code and others.

Branch NameComplete AddressIFSCMICRContact Detail
Dunlop Bridge141 BT. Road, 1st Floor, Dunlop Bridge, Kolkata, West Bengal-700035ORBC0100818700022021033-25770658, 2578147
SSI-Kolkata43, Rashbehari Aveneue, Kolkata, West Bengal-700026ORBC0100880700022022033-24633797
Tollyganj119, Ground Floor, Tollyganj, Kolkata West Bengal-700040ORBC0100904700022023033-24811563
Kankurgachi 190A, Manictola Main, Road, Kolkata, Kankurgachi West Bengal-700056ORBC0100905700022024033-23649259
Sakher Bazar81, K K Roychowdhury, Road, Kolkata, West Bengal-700008ORBC0100938700022025033-24454846
Lake Gardens 188/20, Prince Anwar Shah Road, Kolkata, West Bengal-700045ORBC0101016700022026
Chowringhee Road6, Floor OM Tower, Building, Chowringhee Road, Kolkata, West Bengal-700071ORBC0101049700022027033-22262220
R N Mukherjee Road11, R N Mukherjee Road, Nilhat House, Kolkata, West Bengal-700001ORBC0101101700022028033-22108808
Behala30, Diamond Harbour Road, Ajanta Cinema, Behala, West BengalORBC0101121700022029033-24575831
Salt LakeDD-II, Sector-1, Salt Lake, Kolkata, West Bengal-700061ORBC0101170700022033033-23592709
RajarhatNatural Nest Megacity, Road-Beside Charnak Hospital, Kolkata, West Bengal-700157ORBC0101235700022034033-25736414
Garia 290, Garia Station Road, Fartabad More, Kolkata, West Bengal-700084ORBC0101241700022036033-24627379
BaruipurKulpi Road, Ward No 12, District 24 Parganas(S), Kolkata, West Bengal-700144ORBC0101242700022037033-24230338

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%