About Oriental Bank of Commerce Personal Loan in Kolkata
Kolkata and you would want to dash at Howrah Bridge, Victoria memorial and the lovely shopping destinations that the city is known to have. Being the capital city of West Bengal and one of the major metropolitan cities in India, Kolkata has a massive spread of corporates with their offices that house a large number of employees looking for a personal loan. Well, this loan can be granted for various purposes like marriage, education, medical contingencies and others. To fulfill the need of a personal loan, Oriental Bank of Commerce (OBC) is present with its several branches in the city.
Oriental Bank of Commerce Personal Loan Kolkata at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Kolkata
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Kolkata.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Kolkata
OBC wants the customers to be ready with the below documents to access a personal loan in Kolkata.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Kolkata
Oriental Bank of Commerce Personal Loan Kolkata Branches
You can find the list of following branches by glancing at the below table. It showcases the addresses, as well as critical information like MICR Code, IFSC Code and others.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Dunlop Bridge||141 BT. Road, 1st Floor, Dunlop Bridge, Kolkata, West Bengal-700035||ORBC0100818||700022021||033-25770658, 2578147|
|SSI-Kolkata||43, Rashbehari Aveneue, Kolkata, West Bengal-700026||ORBC0100880||700022022||033-24633797|
|Tollyganj||119, Ground Floor, Tollyganj, Kolkata West Bengal-700040||ORBC0100904||700022023||033-24811563|
|Kankurgachi||190A, Manictola Main, Road, Kolkata, Kankurgachi West Bengal-700056||ORBC0100905||700022024||033-23649259|
|Sakher Bazar||81, K K Roychowdhury, Road, Kolkata, West Bengal-700008||ORBC0100938||700022025||033-24454846|
|Lake Gardens||188/20, Prince Anwar Shah Road, Kolkata, West Bengal-700045||ORBC0101016||700022026|
|Chowringhee Road||6, Floor OM Tower, Building, Chowringhee Road, Kolkata, West Bengal-700071||ORBC0101049||700022027||033-22262220|
|R N Mukherjee Road||11, R N Mukherjee Road, Nilhat House, Kolkata, West Bengal-700001||ORBC0101101||700022028||033-22108808|
|Behala||30, Diamond Harbour Road, Ajanta Cinema, Behala, West Bengal||ORBC0101121||700022029||033-24575831|
|Salt Lake||DD-II, Sector-1, Salt Lake, Kolkata, West Bengal-700061||ORBC0101170||700022033||033-23592709|
|Rajarhat||Natural Nest Megacity, Road-Beside Charnak Hospital, Kolkata, West Bengal-700157||ORBC0101235||700022034||033-25736414|
|Garia||290, Garia Station Road, Fartabad More, Kolkata, West Bengal-700084||ORBC0101241||700022036||033-24627379|
|Baruipur||Kulpi Road, Ward No 12, District 24 Parganas(S), Kolkata, West Bengal-700144||ORBC0101242||700022037||033-24230338|