About Oriental Bank of Commerce Personal Loan in Patna
Patna, the capital city of Bihar, constitutes a significant proportion of people belonging to both salaried and entrepreneurs earning their livelihood. Despite the enjoyment they exude while living in the city, they can also feel a sense of incompleteness if the dreams, which they lived, are not not fulfilled yet. So, whoever in Patna is facing this situation, can apply for a personal loan at Oriental Bank of Commerce (OBC), which welcomes the customers and service them with ease and excellency. The affordable interest rates, simple and easy loan processing are some of the points that draw the borrowers towards the door of OBC in Patna. Want to be the beneficiary of Oriental Bank of Commerce Personal Loan? Read the information as shown below.
Oriental Bank of Commerce Personal Loan Patna at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Patna
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Patna.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Checklist for Oriental Bank of Commerce Personal Loan in Patna
OBC wants the customers to be ready with the below documents to access a personal loan in Patna.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Patna
Oriental Bank of Commerce Personal Loan Patna Branches
You can find the list of OBC branches in Patna by glancing at the below table. It also shows the addresses, as well as critical information like MICR Code, IFSC Code and others.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Exhibition Road||Sushila Sadan, Exhibition Road, Patna, Bihar, 800001||ORBC0100231||800022002||0612-2320977|
|Boring Road||Varma Centre, 1st Floor, Boring Road, Patna, Bihar-800001||ORBC0100934||800022003||0612-2540772|
|Painal||Village Gopalpur Painal, Police Station-Bihta, Patna, Bihar, 801111||ORBC0101217||9234368523|
|Kankarbagh||1st Floor, C-58, Sector K, Hanuman Nagar, Kankarbagh, Patna, Bihar-800201||ORBC0101544||800022004||0612-2386015|
|Patliputra||B/O Patliputra Colony 170A, Patliputra, Patna Bihar-800013||ORBC0102160||7781006565|
|Bailey Road||Beside Aabha Kunj Gola Road, Bailey Road, Patna, Bihar||ORBC0102187|