Oriental Bank of Commerce Personal Loan in Patna

About Oriental Bank of Commerce Personal Loan in Patna

Patna, the capital city of Bihar, constitutes a significant proportion of people belonging to both salaried and entrepreneurs earning their livelihood. Despite the enjoyment they exude while living in the city, they can also feel a sense of incompleteness if the dreams, which they lived, are not not fulfilled yet. So, whoever in Patna is facing this situation, can apply for a personal loan at Oriental Bank of Commerce (OBC), which welcomes the customers and service them with ease and excellency. The affordable interest rates, simple and easy loan processing are some of the points that draw the borrowers towards the door of OBC in Patna. Want to be the beneficiary of Oriental Bank of Commerce Personal Loan? Read the information as shown below.

Oriental Bank of Commerce Personal Loan Patna at a Glance

ParticularsDetails
Interest Rate11.40%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Patna

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Patna.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Checklist for Oriental Bank of Commerce Personal Loan in Patna

OBC wants the customers to be ready with the below documents to access a personal loan in Patna.  

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Patna

Oriental Bank of Commerce Personal Loan Patna Branches

You can find the list of OBC branches in Patna by glancing at the below table. It also shows the addresses, as well as critical information like MICR Code, IFSC Code and others.

Branch NameComplete AddressIFSCMICRContact Detail
Exhibition RoadSushila Sadan, Exhibition Road, Patna, Bihar, 800001ORBC01002318000220020612-2320977
Boring RoadVarma Centre, 1st Floor, Boring Road, Patna, Bihar-800001ORBC01009348000220030612-2540772
PainalVillage Gopalpur Painal, Police Station-Bihta, Patna, Bihar, 801111ORBC01012179234368523
Kankarbagh1st Floor, C-58, Sector K, Hanuman Nagar, Kankarbagh, Patna, Bihar-800201ORBC01015448000220040612-2386015
PatliputraB/O Patliputra Colony 170A, Patliputra, Patna Bihar-800013ORBC01021607781006565
Bailey RoadBeside Aabha Kunj Gola Road, Bailey Road, Patna, BiharORBC0102187

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