Personal Loan in Agra

Top Banks Offering Personal Loan in Agra

Bank NameMain Branch AddressPersonal Loan Rate of Interest
State Bank of India (SBI)Fatehabad Road, Purani Mandi, Near 15.V.Vahani P.A.C, Bansal Nagar, Tajganj, Agra, Uttar Pradesh-28200111.00% - 14.00%
HDFC BankBodla Road, Shashtripuram, Kar Kunj Chauraha, Avas Vikas Colony, Sikandra, Agra, Uttar Pradesh-28200710.75% - 14.50%
ICICI BankSanjay Place, No. 6, 8- 13, Ground Floor, Shanta Tower, Agra, Uttar Pradesh-28200210.75% - 19.00%
Axis BankShop No A/G5, 6, 7, 8 & AB 5, 7, 15, Block NO 41/4A Sanjay Place, Agra, Uttar Pradesh- 28200210.49% - 21.00%
Punjab National BankBlock.36/2/4, Ist Floor, Sanjay Place, Civil Lines, Agra, Uttar Pradesh-28200211.40% - 16.95%
Bank of India8/168, Jeoni Mandi Road, Jeoni Mandi, Civil Lines, Agra, Uttar Pradesh-28200410.35% - 14.85%
Bank of BarodaFatehabad Road, Tajganj, Agra, Uttar Pradesh 28200110.90% - 18.25%
Central Bank of IndiaMall Road, Sultan Pura Chauraha, Sultan Pura, Agra Cantt, Idgah Colony, Agra, Uttar Pradesh- 28200112.30%
IDBI BankPlot No. 30/80-B, Upper GF, Mughal Apartment, Fatehabad Road, Tajganj, Agra, Uttar Pradesh 28200110.50% - 13.25%
Bajaj Finance2Nd Floor, B-53, Kamla Nagar, Agra - 282 005. - 282005, Uttar Pradesh11.00% Onwards
Kotak Mahindra Bank8 - 9, Raghunath Nagar, M G Road, Agra - 282 00210.99% Onwards

Personal Loan Interest Rates in Agra

Interest Rate8.80% - 26.00%
Processing Fee1%-2.50% of the loan amount plus applicable service tax
Prepayment/Part-payment Charges3%-5% of the principal outstanding
Tenure/Repayment1-5 years
Lowest Per Lakh EMI ₹ 2,204-2,935

Eligibility Criteria for Personal Loan in Agra

AgeMinimum of 21 years at the time of application

Maximum of 58 years by the time loan matures
Minimum of 24 years at the time of application

Maximum of 65 years by the time loan matures
IncomeMinimum net monthly income of ₹ 20,000 is requiredMinimum net annual income of ₹ 1,00,000 is required
StabilityA minimum work experience of 1 year is requiredA minimum stay of 3 years in the same line of business is required

Documents Required

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Bank Statement- Last 3-6 Month Bank Statement

About Personal Loan in Agra

Agra, a place full of forts, is located on the banks of Yamuna river in Uttar Pradesh. It is an absolute paradise for travellers around the world with Taj Mahal being the rich heritage of India. Apart from the forts, agriculture also occupies an important place in Agra. As many as 40% of the city’s population is dependent on agriculture. The city also sees the flourish of other businesses like jewellery, garments, automobile, leather, iron foundries, among others. All these businesses get adequate finance from a series of banks and other financial institutions.

One thing that can give wings to your dream is a personal loan. Not aware of this term? Well, it is a loan that you can avail to meet all your purposes such as travelling abroad, purchasing an all-new smartphone, marriage, education and virtually everything under the sun. All you have to do is to apply at a bank or a non-banking finance company (NBFC). Agra, being a top most city of Uttar Pradesh, is surrounded by a large number of banking and other financial units.

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%