Personal Loan in Guwahati

Top Banks Offering Personal Loan in Guwahati

Bank NameMain Branch AddressRate of Interest
State Bank of India (SBI)Pan Bazar, Guwahati, Assam- 78100111.85% - 15.10%
HDFC BankHDFC Bank Ltd, Quality Initiative Group, 2nd Floor, Build Well Compound Between Darwin School and NEPPCO Bhawan R G Baruah Road Guwahati, Assam-78100510.99% - 20.70%
ICICI BankICICI Bank Ltd, Ohio Shopping Complex, Fancy Bazar, M.G.Road, Guwahati, Assam-78100110.99% - 18.49%
Axis BankAdministrative Office, Chibber
House, 3rd Floor, G S Road,
Guwahati. Assam-781 005

15.50% - 24.00%

Punjab National Bank (PNB)Nilgiri Mansion, Bhangagarh, G S Road,Guwahati, Assam-78100510.95% - 14.70%
Bank of IndiaSaikia Commercial Complex,
G.S.Road, Srinagar, Guwahati, Assam-781 005
11.80% - 13.80%
Bank of BarodaG.S. Road, Bhangagarh, Guwahati, Assam-781005

11.55% - 16.55%

Central Bank of IndiaG.S. Road, Central Bank of India Building, Bhangagarh, Guwahati, Assam-78100510.05% - 12.30%
IDBI BankG.S. Road, Guwahati, Assam-78100512.49% - 13.49%

Personal Loan Interest Rates in Guwahati

ParticularsDetails
Interest Rate10.99% - 25.00%
Processing Fee1%-2.50% of the loan amount plus service tax, if any
Prepayment/Part-payment Charges3%-5% of the principal outstanding
Tenure/Repayment1-5 years
Lowest EMI₹ 2,204-2,935

Personal Loan EMI Calculator Guwahati

Want to avail a personal loan? If yes, do check your EMIs before saying yes to a lender. And, no other tool is better than a personal loan EMI calculator online to know the exact calculations of your personal loan. This smart tool not only lets you know the accurate calculations of the EMI but also the calculations of Interest and Total Amount Payable are just a click away. You just need to feed-Loan Amount, Tenure and Interest Rate into the device, and the rest it will take care by fetching the exact results for you in just a few seconds.

Take a glance at a table below to know the calculations of ₹4 Lakh, taken for a tenure of 4 years at an interest rate of 13.25% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount

Basic Eligibility Parameters for Personal Loan in Guwahati

ParticularsSalariedSelf-employed
AgeYou should be atleast 21 years of age at the time of loan application

You should not be over 58 years by the time loan is about to mature
You should be atleast 24 years old at the time of loan application


The maximum age permitted at the time of loan maturity is 65 years
IncomeA minimum net monthly income of ₹ 20,000 is neededA minimum net annual income of ₹ 1,00,000 is needed
StabilityA minimum work experience of 1 year is neededA 3-year continuation in the same line of business is needed

Documents Required

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Bank Statement- Last 3-6 Month Bank Statement

About Personal Loan in Guwahati

Guwahati, one of the largest city in the state of Assam, is a major riverine port city located along the Brahmaputra River. Unlike most other north-eastern cities, Guwahati is a cosmopolitan city that one would like to live in. The economy of the city is moving up the ladder with manufacturing sector accounting for a major share. Petroleum manufacturing is one of the driving force of the economy.

In need of instant funds? A personal loan can become your perfect ally with flexible repayment options. Be it the purchase of a most popular smartphone or fulfilling your wish of travelling with your love on the romantic shores of Barcelona, a personal loan is what you have to look for.

People Also Look For

Personal Loan Interest Rates December 2017
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 18.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 11.49% - 18.00%
Home Loan Interest Rates December 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
EMI Calculator