Personal Loan Guwahati

Personal Loan Rates EMI 2017 203 views

About Guwahati

Guwahati, one of the largest city in the state of Assam, is a major riverine port city located along the Brahmaputra River. Unlike most other north-eastern cities, Guwahati is a cosmopolitan city that one would like to live in. The economy of the city is moving up the ladder with manufacturing sector accounting for a major share. Petroleum manufacturing is one of the driving force of the economy.

About Personal Loan

In need of instant funds? A personal loan can become your perfect ally with flexible repayment options. Be it the purchase of a most popular smartphone or fulfilling your wish of travelling with your love on the romantic shores of Barcelona, a personal loan is what you have to look for.

Personal Loan Guwahati in a Nutshell

ParticularsDetails
Interest Rate11.00% - 25.00%
Processing Fee1%-2.50% of the loan amount plus service tax, if any
Prepayment/Part-payment Charges3%-5% of the principal outstanding
Tenure/Repayment1-5 years
Lowest EMI₹ 2,204-2,935

Basic Eligibility Parameters for Personal Loan in Guwahati

ParticularsSalariedSelf-employed
AgeYou should be atleast 21 years of age at the time of loan application

You should not be over 58 years by the time loan is about to mature
You should be atleast 24 years old at the time of loan application


The maximum age permitted at the time of loan maturity is 65 years
IncomeA minimum net monthly income of ₹ 20,000 is neededA minimum net annual income of ₹ 1,00,000 is needed
StabilityA minimum work experience of 1 year is neededA 3-year continuation in the same line of business is needed

Documents Required

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Bank Statement- Last 3-6 Month Bank Statement

Address of Personal Loan Lenders in Guwahati with Interest Rates

Bank NameMain Branch AddressRate of Interest
State Bank of India (SBI)Pan Bazar, Guwahati, Assam- 78100111.90% - 16.55%
HDFC BankHDFC Bank Ltd, Quality Initiative Group, 2nd Floor, Build Well Compound Between Darwin School and NEPPCO Bhawan R G Baruah Road Guwahati, Assam-781005

10.99% - 19.50%

ICICI BankICICI Bank Ltd, Ohio Shopping Complex, Fancy Bazar, M.G.Road, Guwahati, Assam-78100111.00% - 18.49%
Axis BankAdministrative Office, Chibber
House, 3rd Floor, G S Road,
Guwahati. Assam-781 005

15.50% - 24.00%

Punjab National Bank (PNB)Nilgiri Mansion, Bhangagarh, G S Road,Guwahati, Assam-781005

11.90% - 14.90%

Bank of IndiaSaikia Commercial Complex,
G.S.Road, Srinagar, Guwahati, Assam-781 005
12.00% - 14.00%
Bank of BarodaG.S. Road, Bhangagarh, Guwahati, Assam-781005

11.60% - 16.50%

Central Bank of IndiaG.S. Road, Central Bank of India Building, Bhangagarh, Guwahati, Assam-78100510.15% - 12.40%
IDBI BankG.S. Road, Guwahati, Assam-78100512.49% - 13.49%

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