Personal Loans are very helpful when a person needs large financial help. They might help you in marriage arrangements, home remuneration, medical treatment, or during any other financial emergency. But the people want personal loans at a low-interest rate. Therefore, here we will talk about Credit Saison Personal Loan that is available at an attractive interest rate of 14%. You can borrow this personal for a tenure of up to 5 years. There are many more things to explore about this personal loan. You must also go through the documents required for the personal loan from Credit Saison. Let’s move on to the details of this loan so that you can apply for it easily.
Personal Loan
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
Credit Saison NBFC Personal Loan Details
Eligibility Criteria for Personal Loan from Credit Saison
You will have to fulfill the following criteria in order to apply for this personal loan.
- Individual must have a Stable Income when he is applying for a loan.
- The minimum age of the applicant must be more than 21 years.
- You must have a Cibil Score of at least 750.
- The above details are only for Salaried individuals.
- You must submit the valid documents to Credit Saison for smooth approval.
Documents Required for Credit Saison Personal Loan
The NBFC might ask you for the following documents if you are applying for Credit Saison Personal Loan:-
- Identity Proof Documents:- PAN Card, Aadhar Card, Voter I.D. Card, Passport, Driving License. (Any One Document)
- Income Proof Documents:- Form 16, Latest Salary Slips, Income Tax Return Documents. (Any One Document)
- Age Proof Documents:- Pass Certificate of 10th Standard, Passport, Birth Certificate, Voter I.D. Card. (Any One Document)
- Address Proof Documents:- Ration Card, Electricity Bill, Telephone Bill, Driving License, Passport, Voter I.D. Card, Last 2 Months Bank Statement. (Any One Document)
Personal Loan Statement
If you want the loan statement of Credit Saison loan then you can download the statement online. You can even visit the nearest Credit Saison office and ask the representative for the statement.
Apply for Credit Saison Personal Loan Online
You can apply for this loan online by filling the form given above. You will just have to enter some basic details and submit them. Then within 48 hours, you will get a call from the representative where you can discuss this loan. You will get the loan once the representative completes the disbursal process.
Credit Saison EMI Calculator
If you want to calculate the EMI on your personal loan then you can use the Personal Loan EMI Calculator. You will just have to enter the amount you are willing to take, the interest rate on that amount, and the period for which you are borrowing the loan. The calculator will calculate the EMI and you can pre-plan your expenses.
Credit Saison Loan Customer Care Number and Address
The customer care number of Credit Saison Personal Loan is 1800-1038-961. You can even visit the offices directly located in Bangalore and Mumbai.
- Bangalore- Quest, 45/1. Magrath Road, Richmond Town, Bengaluru, Karnataka 560025
- Mumbai- 2nd Floor, Vijay Diamond, No. A2 & B2, Cross Road B, Marol, Industrial Area, Mumbai, Maharashtra 400093.
Personal Loan Status
In order to check the status of your personal loan, you can call Credit Saison’s representative or visit the nearest office in your area and talk to the customer care executive personally.
Loan Payment of Credit Saison
You can pay the EMI of your loan through cash or cheque by visiting the nearest office. On the other hand, you can enable the auto-debit facility and your EMI will be debited monthly on the specified date.
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