Poonawalla Fincorp Personal Loan

Last Updated : March 22, 2025, 6:15 p.m.

Whether you’re renovating your home, covering medical expenses, or consolidating debt, Poonawalla Fincorp Personal Loan helps you take control of your finances with ease. Enjoy a seamless loan journey from application to disbursal and achieve your goals effortlessly. With low interest rates starting from 9.99% p.a and flexible repayment options, getting a personal loan has never been easier. Benefit from a quick approval process and hassle-free documentation to meet your financial needs without delays.

If you are looking for details on Poonawalla Personal Loan and Poonawalla Personal Loan personal loan interest rates you are at the right place. Read the article below and apply now and experience a stress-free borrowing experience!

Poonawalla Personal Loan Interest Rate Highlights 2025

Here are some of the details of the Poonawalla Fincorp Personal Loan, look at the table below -

Poonawalla Fincorp Personal Loan Eligibility Criteria

Here are some of the eligibility criteria for Poonawalla Fincorp Personal, make sure to check them properly before applying for the loan -

• Age: 21 to 60 years
• Citizenship: Indian
• Employment: Full-time job in Central Govt, PSU, MNC, Public Ltd, Pvt Ltd, LLP, or internally listed companies
• Work Experience: Minimum 1-year total experience with at least 1 month in the current job
• Monthly Income: Minimum Rs.30,000 take-home salary
• Credit Score: 750+ for better approval chances.

Documents Required For Poonawalla Fincorp Personal Loan Application

Say goodbye to excessive paperwork. Just submit these essential documents while applying for the Poonawalla Fincorp Personal Loan for quick approval:

• KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID, or Passport
• Address Proof: Passport, Utility Bill, or Rent Agreement
• Income Proof: Last 1-month salary slip
• Financial Documents: Last 3 months’ bank statement
• Employment Proof: Office email ID or Office ID card (if email ID is unverified)

Fee & Charges of Poonawalla Fincorp Personal Loan

Below is the table showing you different fees/charges in addition to personal loan interest rates -

Purpose of Poonawalla Fincorp Personal Loan

Below are the various purposes for availing the Poonawalla Fincorp Personal Loan -

• Loan For Marriage: Helps finance wedding-related expenses such as venue booking, catering, photography, and jewelry. It ensures a hassle-free celebration without financial stress. Flexible repayment options make it easier to manage post-wedding finances.
  

• Loan for Home Renovation: Provides funds for home improvements, including painting, flooring, plumbing, and furniture upgrades. Ideal for those looking to enhance their living space without using personal savings. Loan disbursal is quick, ensuring timely renovations.
  

• Loan For Travel: Covers expenses related to domestic or international vacations, including flight tickets, hotel stays, sightseeing, and travel insurance. Suitable for family vacations, solo trips, or honeymoon travel. Borrowers can repay in easy EMIs.
  

• Loan For Medical Emergency: Offers immediate financial support for medical treatments, hospital bills, surgeries, and emergency care. No collateral is required, and quick processing ensures timely access to funds. Helps ease the burden of unexpected medical costs.
  

• Loan for Debt Consolidation: Enables borrowers to merge multiple existing loans into one, reducing the overall EMI burden. Simplifies loan repayment with a single EMI at a lower interest rate. Helps improve credit score by ensuring timely repayments.
  

• Loan For Consumer Durables: Assists in purchasing home appliances, electronics, and gadgets like refrigerators, washing machines, smartphones, and laptops. Enables instant purchases without upfront payment. The loan can be repaid in flexible EMIs.
  

• Loan for Shopping: Covers lifestyle and shopping expenses, including clothing, accessories, home decor, and gadgets. Ideal for festive purchases or upgrading personal belongings. Offers convenient repayment plans without straining monthly budgets.
  

• Loan For Balance Transfer: Allows borrowers to transfer their existing personal loan from another lender to Poonawalla Fincorp at a lower interest rate. This helps reduce overall interest costs and makes loan repayment more manageable. Also, it provides an opportunity to avail of better loan terms.

Key Features & Benefits of Poonawalla Fincorp Personal Loan

Know about some special benefits of Poonawalla Fincorp Personal Loan by reading the points below -

• Quick Approval & Hassle-free Process - Get instant approval by applying online in just a few clicks, anytime, anywhere. Minimal paperwork and a fully digital application process ensure a seamless experience.
  
• Flexible Repayment Tenure- Choose a convenient repayment tenure ranging from 12 to 84 months, based on your financial comfort. Balance your EMIs with longer or shorter tenure options to suit your budget.
  
• Attractive & Competitive Interest Rates- Avail interest rates starting as low as 9.99% p.a., reducing the overall cost of borrowing. Get personalized rates based on your creditworthiness and repayment history.
  
• Minimal Documentation & Easy Eligibility - Enjoy a hassle-free loan process with minimum paperwork and instant verification. Since it’s an unsecured loan, no collateral or guarantor is required.
  
• High Loan Amount With No End-use Restrictions - Borrow up to ₹50 Lakh to meet diverse financial needs like medical expenses, education, home renovation, or travel. Enjoy complete flexibility in fund utilization, whether for planned expenses or emergencies.
  
• Zero Foreclosure & Prepayment Charges- Foreclose or prepay your loan at no extra cost if paid from your funds. Reduce your interest burden by repaying early without worrying about additional penalties.

Summary!

Poonawalla Fincorp Personal Loan is a hassle-free and flexible financial solution designed to meet various personal and emergency expenses. With loan amounts up to ₹50 lakh, interest rates starting from 9.99% p.a., and tenure options ranging from 12 to 84 months, borrowers can manage their finances with ease. The loan process is 100% digital, ensuring quick approvals and minimal documentation. Borrowers can use the funds for multiple purposes, including home renovation, medical emergencies, travel, weddings, and debt consolidation. Whether you're looking for a high-value loan or an affordable EMI structure, Poonawalla Fincorp provides a seamless borrowing experience with competitive rates, easy eligibility criteria, and instant disbursal.

Details of Poonawalla Fincorp Grievance Redressal Officer

Rati Mundra
[email protected]
020-67808090
Customer Care-
[email protected]
020-67808090